Revolving Closing Cost Assistance Program (RCCAP)

Revolving Closing Cost Assistance Program (RCCAP)是面向Montgomery县，Maryland购房者的延期第二贷款。 The Revolving Closing Cost Assistance Program (RCCAP) is HOC of Montgomery County's revolving-fund closing-cost assistance product, providing up to $10,000 as a 0% interest deferred-payment second mortgage. Repayments from prior buyers fund future assistance, hence 'revolving.' Paired with HOC's MPP first mortgage. Up to $10,000 in closing-cost assistance as a 0% interest deferred-payment second mortgage paired with HOC's MPP first mortgage. The RCCAP is a revolving fund that recycles repayments back into closing-cost assistance for future buyers in Montgomery County. 资金来自HFA和Local Government。

Revolving Closing Cost Assistance Program (RCCAP)为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Deferred 0% second-mortgage repayable upon sale, refinance with cash-out, transfer, or loss of primary-residence status. 该援助以2顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Revolving Closing Cost Assistance Program (RCCAP)面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time homebuyer (no ownership of residential real estate in prior 3 years). 关于信用，该项目说明：640 minimum FICO。 须参加购房者教育课程，由HUD-approved housing counseling agencies serving Montgomery County; HOC homebuyer-education class accepted.提供。 居住要求：Property within Montgomery County, MD; buyer's primary residence. 公民身份或移民身份：U.S. citizen or eligible non-citizen permitted by HOC MPP。 Property in Montgomery County; buyer's primary residence. First-time homebuyer required. Maximum household income approximately $119,532 (1-person) to $199,220 (8-person). Maximum purchase price $806,598. Minimum FICO 640. HOC-approved homebuyer-education class required. RCCAP is 0% interest, deferred for the life of the loan.

Revolving Closing Cost Assistance Program (RCCAP)将家庭收入限制在$199,220。 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Revolving Closing Cost Assistance Program (RCCAP)将房价上限设为$806,598。 符合条件的房屋类型包括Single-family detached、Townhouse和Condominium。 新建房屋符合条件。 预制房屋不符合条件。

Revolving Closing Cost Assistance Program (RCCAP)服务于在Montgomery县，Maryland购房的购房者。

Revolving Closing Cost Assistance Program (RCCAP)的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Lender-reserved through HOC's online lender portal; revolving fund.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。