Smart Keys 4 Employees (SK4E)

Smart Keys 4 Employees (SK4E)是面向Maryland购房者的延期第二贷款，由Maryland DHCD, Community Development Administration, Maryland Mortgage Program管理。 A 'Smart Growth' enhancement to House Keys 4 Employees providing an additional $1,000 0% deferred loan when the purchased property is within 10 miles of the borrower's employer (or within the local jurisdiction) and in a Priority Funding Area. Added to HK4E partner-match funds. Additional $1,000 in 0% deferred DPA. Layered with HK4E and the $6,000 base MMP assistance. 资金来自Maryland DHCD / Community Development Administration (Smart Growth enhancement)。

Smart Keys 4 Employees (SK4E)提供最高$1,000的援助。 该项目可与House Keys 4 Employees, MMP Partner Match, and non-MMP programs结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Maryland DHCD, Community Development Administration, Maryland Mortgage Program决定。

Smart Keys 4 Employees (SK4E)为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：0% deferred loan; repayable when home is sold or transferred, or when the first mortgage is paid off or refinanced。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Smart Keys 4 Employees (SK4E)面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Per Maryland Mortgage Program requirements提供。 居住要求：Property within 10 miles of employment OR within local jurisdiction, AND in a Priority Funding Area。 Requires HK4E participation and a property in a Priority Funding Area within 10 miles of employer.

Smart Keys 4 Employees (SK4E)可用于Single Family、Townhouse和Condo。

Smart Keys 4 Employees (SK4E)仅限Employees of participating HK4E partner employers的员工。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Smart Keys 4 Employees (SK4E)服务于在Maryland任何地方购房的购房者。 该项目针对特定区域：Priority Funding Areas; property within 10 miles of employer or within local jurisdiction。

Smart Keys 4 Employees (SK4E)的申请通过Maryland DHCD, Community Development Administration, Maryland Mortgage Program办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Borrower submits Verification of Partner Contribution to MMP lender; layered on House Keys 4 Employees预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。