TD Bank HomeReady Grant

TD Bank HomeReady Grant是面向Statewide县，Maryland购房者的补助金，由TD Bank, N.A.管理。 TD Bank offers a $2,500 grant (limited time) on the Fannie Mae HomeReady mortgage for borrowers with income <= 50% AMI where at least one borrower is a first-time buyer. No geographic restriction, so available statewide in Maryland. No repayment; pairs with 3%-down HomeReady. Applications on or before 1/29/2027. $2,500 grant, no repayment. Statewide (income-based). Pairs with 3%-down HomeReady. 620 min credit. 资金来自TD Bank (lender grant on Fannie Mae HomeReady)。

TD Bank HomeReady Grant提供最高$2,500的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由TD Bank, N.A.决定。

TD Bank HomeReady Grant属于补助金，因此无需偿还。 触发还款的情形：None - grant, no repayment。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

TD Bank HomeReady Grant面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：At least one borrower must be a first-time homebuyer。 关于信用，该项目说明：Minimum 620 (HomeReady, flexible underwriting)。 须参加购房者教育课程，由HUD-approved homebuyer education/counseling may be required提供。 Lender-specific (TD HomeReady). Income <= 50% AMI; >=1 first-time buyer; limited-time offer (apps by 1/29/2027). TD Right Step excluded (first mortgage, no grant).

TD Bank HomeReady Grant将家庭收入限制在地区收入中位数的50%，该数值因县和家庭人数而异。 Qualifying income <= 50% of applicable AMI of the property location. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

TD Bank HomeReady Grant可用于Single Family、Condo、Townhouse和2-4 Unit。

TD Bank HomeReady Grant服务于在Statewide县，Maryland购房的购房者。

TD Bank HomeReady Grant的申请通过TD Bank, N.A.办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。