Vacants to Value (V2V) Booster

Vacants to Value (V2V) Booster是面向Baltimore，Maryland购房者的可免除贷款，由Baltimore City Department of Housing and Community Development (DHCD), Office of Homeownership管理。 The Vacants to Value (V2V) Booster is a $10,000 down payment/closing-cost incentive from Baltimore City DHCD, structured as a five-year forgivable loan, for buyers purchasing eligible formerly-vacant city properties that carried a Vacant Building Notice for at least one year. No income restriction and not limited to first-time buyers; buyers use a fixed-rate mortgage, contribute at least $1,000, complete counseling before offer, and occupy as primary residence. $10,000 toward down payment/closing costs. Five-year forgivable. No income restriction. Not FTHB-restricted. Stackable with B-HiP.

Vacants to Value (V2V) Booster提供$10,000至$10,000的援助。 购房者自付部分：Buyer must contribute at least $1,000 of own funds。 该项目可与Other Baltimore City B-HiP incentives and Maryland Mortgage Program incentives结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Baltimore City Department of Housing and Community Development (DHCD), Office of Homeownership决定。

Vacants to Value (V2V) Booster在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Five-year forgivable loan (forgiven 20%/yr of owner-occupancy); repaid if sold or no longer primary residence before forgiveness。 该援助以Subordinate lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Vacants to Value (V2V) Booster面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由City-approved counseling agency certificate, earned before making an offer (valid 12 months)提供。 居住要求：Must occupy home as primary residence。 Property must have had a Vacant Building Notice for 1+ year; seller provides Use & Occupancy Certificate; must apply/approve before closing; fixed-rate only.

Vacants to Value (V2V) Booster的收入限制如下：No household income restriction。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Vacants to Value (V2V) Booster的房价上限如下：Mortgage amount cannot exceed the current FHA single-family limit ($731,400)。 符合条件的房屋类型包括Single Family和Townhouse。 新建房屋不符合条件。 预制房屋不符合条件。

Vacants to Value (V2V) Booster服务于在Baltimore，Maryland购房的购房者。 该项目针对特定区域：Formerly-vacant properties (1+ yr Vacant Building Notice) within Baltimore City。

Vacants to Value (V2V) Booster的申请通过Baltimore City Department of Housing and Community Development (DHCD), Office of Homeownership办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served via Neighborly; apply at least 30 days before settlement; not retroactive预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。