Wicomico County Closing Cost / Down Payment Assistance Loan (Salisbury Neighborhood Housing Services)

Wicomico County Closing Cost / Down Payment Assistance Loan (Salisbury Neighborhood Housing Services)是面向Salisbury，Maryland购房者的需偿还的第二贷款，由Salisbury Neighborhood Housing Services, Inc. (SNHS)管理。 Salisbury Neighborhood Housing Services offers a closing cost / down payment assistance loan to buyers purchasing in Wicomico County. The loan is secured by the property, max $15,000, max term 10 years (5 years for loans of $5,000 or less). Interest rate may be up to 2% below the first mortgage rate. Secured second loan up to $15,000 toward down payment and/or closing costs, at an interest rate up to 2% below the first mortgage rate.

Wicomico County Closing Cost / Down Payment Assistance Loan (Salisbury Neighborhood Housing Services)提供最高$15,000的援助。 援助档次：Max loan $15,000; max term 10 years; loans of $5,000 or less have a maximum 5-year term. 金额是该项目公布的上限，并非报价——具体每人的援助金额由Salisbury Neighborhood Housing Services, Inc. (SNHS)决定。

Wicomico County Closing Cost / Down Payment Assistance Loan (Salisbury Neighborhood Housing Services)是需偿还的第二贷款，按Salisbury Neighborhood Housing Services, Inc. (SNHS)设定的条款偿还。 触发还款的情形：Repaid per loan term (secured by the property). 该援助以2nd顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Wicomico County Closing Cost / Down Payment Assistance Loan (Salisbury Neighborhood Housing Services)面向将房屋作为主要住所自住的购房者。 居住要求：Property must be in Wicomico County. Owner-occupancy required; income cap of 120% AMI outside Salisbury city limits, none inside. NOTE: credit score, DTI, min contribution, FTHB status, and eligible loan products not specified ('other restrictions may apply').

Wicomico County Closing Cost / Down Payment Assistance Loan (Salisbury Neighborhood Housing Services)将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 No income restriction within Salisbury city limits. For all other areas of Wicomico County, max income is 120% AMI. 2026 Salisbury-area 120% AMI: 1p $86,500; 2p $98,900; 3p $111,250; 4p $123,600; 5p $133,500; 6p $143,400; 7p $153,250; 8p $163,150. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Wicomico County Closing Cost / Down Payment Assistance Loan (Salisbury Neighborhood Housing Services)可用于single_family、townhouse和condo。

Wicomico County Closing Cost / Down Payment Assistance Loan (Salisbury Neighborhood Housing Services)服务于在Salisbury，Maryland购房的购房者。 该项目针对特定区域：Inside Salisbury city limits: no income restriction; rest of Wicomico County: 120% AMI cap.

Wicomico County Closing Cost / Down Payment Assistance Loan (Salisbury Neighborhood Housing Services)的申请通过Salisbury Neighborhood Housing Services, Inc. (SNHS)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。