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本页面由机器翻译。英文版本为原文。

县级项目第一抵押贷款

Bay County Habitat for Humanity Homeownership Program

Bay County Habitat for Humanity Homeownership Program是面向Bay City,Michigan购房者的第一抵押贷款,由Bay County Habitat for Humanity管理。

最近核实于来源:Bay County Habitat for Humanity

该项目要求

  • 首次购房者——该项目有自己的定义
  • 房屋作为主要住所自住
  • 完成购房者教育课程,由Bay County Habitat homeownership classes提供
  • 居住要求:Bay County, MI
  • Missing Middle income guidelines appear on the pre-screen application form (MSHDA-funded). Veteran eligibility flagged due to dedicated Veterans Build (Operation We Care) program. Specific income/credit thresholds not published as static text - complete pre-screen application to confirm.
  • 位于Bay County的房屋

不适用于

  • 预制房屋
  • Bay County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

适用地区

Bay County的房屋

  • 76.2% 独栋
  • 4.1% 联排
  • 5% 2–4个单元
  • 10% 5+个单元
  • 4.7% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$152,200

Bay County房屋价值中位数

74.6%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Bay County购房

如何申请

  1. 参加购房者教育课程

    项目要求,由Bay County Habitat homeownership classes提供。

  2. 联系Bay County Habitat for Humanity预留资金

    资金向提供方预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Bay County Habitat for Humanity Homeownership Program是什么?

Bay County Habitat for Humanity Homeownership Program是面向Bay City,Michigan购房者的第一抵押贷款,由Bay County Habitat for Humanity管理。 Bay County Habitat for Humanity offers two homeownership tracks: the standard Habitat program for low-income families and a Missing Middle program (through MSHDA) geared toward Asset Limited Income Constrained Employed (ALICE) families. Selected partner families perform sweat equity, complete homeownership education, and pay an affordable mortgage. A pre-screen application is available online. The affiliate also runs a Veterans Build Program. Two income tracks including Missing Middle/ALICE. Affordable mortgage. Veterans Build Program. Homeownership education. 资金来自Private donations; MSHDA (Missing Middle program); mortgage payments recycled。

需要偿还吗?

Bay County Habitat for Humanity Homeownership Program是第一抵押贷款,按Bay County Habitat for Humanity设定的条款偿还。 该援助以First顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Bay County Habitat for Humanity Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 须参加购房者教育课程,由Bay County Habitat homeownership classes提供。 居住要求:Bay County, MI。 Missing Middle income guidelines appear on the pre-screen application form (MSHDA-funded). Veteran eligibility flagged due to dedicated Veterans Build (Operation We Care) program. Specific income/credit thresholds not published as static text - complete pre-screen application to confirm.

收入限制是多少?

Bay County Habitat for Humanity Homeownership Program的收入限制如下:Two income tracks: standard Habitat low-income guidelines and a Missing Middle track for Asset Limited Income Constrained Employed (ALICE) families. Specific dollar limits on pre-screen application form - not published as static text. 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Bay County Habitat for Humanity Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

是否有针对特定群体的资格?

Bay County Habitat for Humanity Homeownership Program在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

适用于哪些地区?

Bay County Habitat for Humanity Homeownership Program服务于在Bay City,Michigan购房的购房者。

如何申请?

Bay County Habitat for Humanity Homeownership Program的申请通过Bay County Habitat for Humanity办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Bay County Habitat for Humanity设定,并可能变化;申请前请在官方网站上确认。