City of Livonia Down Payment Assistance for First-Time Homebuyers

City of Livonia Down Payment Assistance for First-Time Homebuyers是面向Livonia，Michigan购房者的可免除贷款，由National Faith Homebuyers (on behalf of the City of Livonia)管理。 The City of Livonia's Down Payment Assistance program provides eligible first-time homebuyers up to $14,999 toward their down payment or approved closing costs to purchase a single-family home or condo within Livonia city limits. Assistance is structured as a forgivable second mortgage that is forgiven after the buyer occupies the home as their principal residence for five years. The program is administered by National Faith Homebuyers and is funded on a first-come, first-served basis. Households must earn at or below 80% of area median income and may not hold more than $20,000 in liquid assets. Up to $14,999 toward down payment or closing costs. Forgivable after 5 years of owner occupancy. 0% interest. No monthly payments. 资金来自Federal HOME/CDBG funds via the City of Livonia (Unconfirmed: exact federal source not specified on official page). Program-year DPA budget reported as $169,665 (National Faith DPA budget tracker, last updated 2026-05-20).

City of Livonia Down Payment Assistance for First-Time Homebuyers提供最高$14,999的援助。 购房者自付部分：Not published on official program page (asset limit: buyer cannot hold more than $20,000 in liquid assets)。 金额是该项目公布的上限，并非报价——具体每人的援助金额由National Faith Homebuyers (on behalf of the City of Livonia)决定。

City of Livonia Down Payment Assistance for First-Time Homebuyers在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Second mortgage is forgiven after 5 years of owner occupancy as principal residence; if the home ceases to be the principal residence before 5 years, repayment may be triggered (Unconfirmed: exact pro-rata vs. full repayment schedule not published on official page)。 该援助以Second mortgage (subordinate)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Livonia Down Payment Assistance for First-Time Homebuyers面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Cannot own or have an interest in any other real estate in the past 3 years at the time of purchase。 关于信用，该项目说明：Not published on official program page。 须参加购房者教育课程，由National Faith Homebuyers (or another National Faith-approved course)提供。 居住要求：Home must be within the City of Livonia city limits。 Loan term: forgivable second mortgage forgiven after 5 years of owner occupancy. Buyer cannot hold more than $20,000 in liquid assets. Mortgage payment may not exceed 31% of gross monthly household income (general National Faith DPA rule).

City of Livonia Down Payment Assistance for First-Time Homebuyers将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income must be at or below 80% AMI. 2026 income limits by household size: 1 person $58,700; 2 person $67,100; 3 person $75,500; 4 person $83,850; 5 person $90,600; 6 person $97,300; 7 person $104,000; 8 person $110,700. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Livonia Down Payment Assistance for First-Time Homebuyers将房价上限设为$219,000。 符合条件的房屋类型包括single-family和condominium。

City of Livonia Down Payment Assistance for First-Time Homebuyers服务于在Livonia，Michigan购房的购房者。

City of Livonia Down Payment Assistance for First-Time Homebuyers的申请通过National Faith Homebuyers (on behalf of the City of Livonia)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served; applicants check availability periodically and submit eligibility pre-screen through National Faith Homebuyers预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。