City of Taylor Home Down Payment Assistance (DPA) Program

City of Taylor Home Down Payment Assistance (DPA) Program是面向Taylor，Michigan购房者的可免除贷款，由City of Taylor (program administration awarded to National Faith Homebuyers)管理。 The City of Taylor restarted its Home Down Payment Assistance (DPA) program in 2024, awarding administration to National Faith Homebuyers and raising the per-household assistance cap to the maximum allowable $40,000, combining 2020 and 2021 HOME funds (~$400,000 total). Assistance is a forgivable lien: amounts up to about $14,010 forgiven over 5 years, and higher amounts up to $40,000 forgiven over 10 years. Open to first-time homebuyers purchasing in the City of Taylor. Forgivable down payment/closing cost assistance up to $40,000 per household, forgiven over 5 or 10 years depending on amount. 资金来自2020 HOME funds (~$230,000) plus 2021 HOME funds ($219,005.90), ~$400,000 total via City of Taylor / HUD。

City of Taylor Home Down Payment Assistance (DPA) Program提供最高$40,000的援助。 援助档次：Tier 1: up to $14,009.99 forgiven over 5 years. Tier 2: amounts above $14,009.99 up to $40,000 require a 10-year forgiveness period. 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Taylor (program administration awarded to National Faith Homebuyers)决定。

City of Taylor Home Down Payment Assistance (DPA) Program在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Forgivable-lien structure: assistance up to $14,009.99 forgiven over a 5-year period; assistance above that, up to the $40,000 cap, requires a 10-year forgivable period. 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Taylor Home Down Payment Assistance (DPA) Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Buyer must not have owned any other residential property at the time of application and may not have owned a home within the last 3 years. 须参加购房者教育课程，由National Faith Homebuyers (homeownership counseling)提供。 First-time buyer (no homeownership in last 3 years and no other residential property at application); HOME-funded forgivable lien; administered by National Faith Homebuyers; homebuyer counseling required.

City of Taylor Home Down Payment Assistance (DPA) Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Income eligibility based on HUD limits for the Detroit-Warren-Dearborn MSA (typically 80% AMI for HOME-funded down payment assistance). unconfirmed: exact income_limit thresholds. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Taylor Home Down Payment Assistance (DPA) Program可用于Single Family。 新建房屋不符合条件。

City of Taylor Home Down Payment Assistance (DPA) Program服务于在Taylor，Michigan购房的购房者。

City of Taylor Home Down Payment Assistance (DPA) Program的申请通过City of Taylor (program administration awarded to National Faith Homebuyers)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Program administered by National Faith Homebuyers at $1,200 per client; application packet submitted to the City of Taylor for approval.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。