本页面由机器翻译。英文版本为原文。
Community Action Agency (Jackson, Lenawee & Hillsdale) Individual Development Account (IDA) Program
Community Action Agency (Jackson, Lenawee & Hillsdale) Individual Development Account (IDA) Program是面向Jackson,Michigan购房者的首付援助,由Community Action Agency of Jackson, Lenawee and Hillsdale (CAAJLH)管理。
该项目要求
- 首次购房者——该项目有自己的定义
- 房屋作为主要住所自住
- 完成购房者教育课程,由CAAJLH (HUD- and MSHDA-approved housing counseling agency); eHomeAmerica online homebuyer education提供
- 居住要求:Residents of Jackson, Lenawee, or Hillsdale Counties
- Homebuyer Assistance line: Jackson ext. 1280; Lenawee/Hillsdale ext. 2229. Toll-free (800) 491-0004. Verify current enrollment/funding directly with the agency before relying on match terms.
- 位于Jackson, Lenawee, Hillsdale County的房屋
不适用于
- Jackson, Lenawee, Hillsdale County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由CAAJLH (HUD- and MSHDA-approved housing counseling agency); eHomeAmerica online homebuyer education提供。
联系Community Action Agency of Jackson, Lenawee and Hillsdale (CAAJLH)预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Community Action Agency (Jackson, Lenawee & Hillsdale) Individual Development Account (IDA) Program是什么?
Community Action Agency (Jackson, Lenawee & Hillsdale) Individual Development Account (IDA) Program是面向Jackson,Michigan购房者的首付援助,由Community Action Agency of Jackson, Lenawee and Hillsdale (CAAJLH)管理。 CAAJLH operates an Individual Development Account (IDA) matched-savings program that can be used for a down payment on a home (as well as starting/expanding a business or post-secondary education). As a HUD- and MSHDA-approved housing counseling agency, CAAJLH pairs the IDA with homebuyer education and pre-purchase counseling. The agency serves Jackson, Lenawee, and Hillsdale Counties. Matched savings toward a home down payment. Paired with homebuyer education and pre-purchase counseling. Serves three counties. HUD/MSHDA-approved counseling agency. 资金来自State/federal IDA matched-savings funds administered by CAAJLH。
需要偿还吗?
Community Action Agency (Jackson, Lenawee & Hillsdale) Individual Development Account (IDA) Program是首付援助,按Community Action Agency of Jackson, Lenawee and Hillsdale (CAAJLH)设定的条款偿还。 触发还款的情形:None; matched savings applied to qualified asset purchase (home purchase)。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Community Action Agency (Jackson, Lenawee & Hillsdale) Individual Development Account (IDA) Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 须参加购房者教育课程,由CAAJLH (HUD- and MSHDA-approved housing counseling agency); eHomeAmerica online homebuyer education提供。 居住要求:Residents of Jackson, Lenawee, or Hillsdale Counties。 Homebuyer Assistance line: Jackson ext. 1280; Lenawee/Hillsdale ext. 2229. Toll-free (800) 491-0004. Verify current enrollment/funding directly with the agency before relying on match terms.
收入限制是多少?
Community Action Agency (Jackson, Lenawee & Hillsdale) Individual Development Account (IDA) Program的收入限制如下:Household income generally at or below 200% of the federal poverty guidelines (typical Michigan IDA threshold); set by program。 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
适用于哪些地区?
Community Action Agency (Jackson, Lenawee & Hillsdale) Individual Development Account (IDA) Program服务于在Jackson,Michigan购房的购房者。
如何申请?
Community Action Agency (Jackson, Lenawee & Hillsdale) Individual Development Account (IDA) Program的申请通过Community Action Agency of Jackson, Lenawee and Hillsdale (CAAJLH)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Jackson, Lenawee, Hillsdale County购房者面向Jackson, Lenawee, Hillsdale County购房者的其他项目
- FHLBank Indianapolis Launch Down Payment Assistance (HOP)最高$20,000
- Nottawaseppi Huron Band of the Potawatomi (NHBP) Down Payment Assistance Program (DPAP)最高$20,000
- MI 10K DPA最高$10,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Jackson, Lenawee, Hillsdale County的全部71个项目项目条款由Community Action Agency of Jackson, Lenawee and Hillsdale (CAAJLH)设定,并可能变化;申请前请在官方网站上确认。