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县级项目

Community Action Agency (Jackson, Lenawee & Hillsdale) Individual Development Account (IDA) Program

Community Action Agency (Jackson, Lenawee & Hillsdale) Individual Development Account (IDA) Program是面向Jackson,Michigan购房者的首付援助,由Community Action Agency of Jackson, Lenawee and Hillsdale (CAAJLH)管理。

最近核实于来源:Community Action Agency of Jackson, Lenawee and Hillsdale (CAAJLH)

该项目要求

  • 首次购房者——该项目有自己的定义
  • 房屋作为主要住所自住
  • 完成购房者教育课程,由CAAJLH (HUD- and MSHDA-approved housing counseling agency); eHomeAmerica online homebuyer education提供
  • 居住要求:Residents of Jackson, Lenawee, or Hillsdale Counties
  • Homebuyer Assistance line: Jackson ext. 1280; Lenawee/Hillsdale ext. 2229. Toll-free (800) 491-0004. Verify current enrollment/funding directly with the agency before relying on match terms.
  • 位于Jackson, Lenawee, Hillsdale County的房屋

不适用于

  • Jackson, Lenawee, Hillsdale County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

如何申请

  1. 参加购房者教育课程

    项目要求,由CAAJLH (HUD- and MSHDA-approved housing counseling agency); eHomeAmerica online homebuyer education提供。

  2. 联系Community Action Agency of Jackson, Lenawee and Hillsdale (CAAJLH)预留资金

    资金向提供方预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Community Action Agency (Jackson, Lenawee & Hillsdale) Individual Development Account (IDA) Program是什么?

Community Action Agency (Jackson, Lenawee & Hillsdale) Individual Development Account (IDA) Program是面向Jackson,Michigan购房者的首付援助,由Community Action Agency of Jackson, Lenawee and Hillsdale (CAAJLH)管理。 CAAJLH operates an Individual Development Account (IDA) matched-savings program that can be used for a down payment on a home (as well as starting/expanding a business or post-secondary education). As a HUD- and MSHDA-approved housing counseling agency, CAAJLH pairs the IDA with homebuyer education and pre-purchase counseling. The agency serves Jackson, Lenawee, and Hillsdale Counties. Matched savings toward a home down payment. Paired with homebuyer education and pre-purchase counseling. Serves three counties. HUD/MSHDA-approved counseling agency. 资金来自State/federal IDA matched-savings funds administered by CAAJLH。

需要偿还吗?

Community Action Agency (Jackson, Lenawee & Hillsdale) Individual Development Account (IDA) Program是首付援助,按Community Action Agency of Jackson, Lenawee and Hillsdale (CAAJLH)设定的条款偿还。 触发还款的情形:None; matched savings applied to qualified asset purchase (home purchase)。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Community Action Agency (Jackson, Lenawee & Hillsdale) Individual Development Account (IDA) Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 须参加购房者教育课程,由CAAJLH (HUD- and MSHDA-approved housing counseling agency); eHomeAmerica online homebuyer education提供。 居住要求:Residents of Jackson, Lenawee, or Hillsdale Counties。 Homebuyer Assistance line: Jackson ext. 1280; Lenawee/Hillsdale ext. 2229. Toll-free (800) 491-0004. Verify current enrollment/funding directly with the agency before relying on match terms.

收入限制是多少?

Community Action Agency (Jackson, Lenawee & Hillsdale) Individual Development Account (IDA) Program的收入限制如下:Household income generally at or below 200% of the federal poverty guidelines (typical Michigan IDA threshold); set by program。 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

适用于哪些地区?

Community Action Agency (Jackson, Lenawee & Hillsdale) Individual Development Account (IDA) Program服务于在Jackson,Michigan购房的购房者。

如何申请?

Community Action Agency (Jackson, Lenawee & Hillsdale) Individual Development Account (IDA) Program的申请通过Community Action Agency of Jackson, Lenawee and Hillsdale (CAAJLH)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Community Action Agency of Jackson, Lenawee and Hillsdale (CAAJLH)设定,并可能变化;申请前请在官方网站上确认。