Habitat for Humanity Detroit Homeownership Program

Habitat for Humanity Detroit Homeownership Program是面向Detroit，Michigan购房者的第一抵押贷款，由Habitat for Humanity Detroit管理。 Habitat for Humanity Detroit offers newly built and rehabbed affordable homes in Detroit's Morningside and Berg-Lasher neighborhoods. Partner homebuyers must be first-time buyers at or below 80% of Wayne County AMI, save $2,000 toward down payment, and contribute 150 sweat equity hours. Habitat provides affordable mortgage financing. Affordable warrantied homes (new or rehabbed). Homebuyer coaching and education. Sweat equity builds skills. Flexible lender choice.

Habitat for Humanity Detroit Homeownership Program是第一抵押贷款，按Habitat for Humanity Detroit设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity Detroit Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Must not have owned a home within the last three years。 关于信用，该项目说明：Lenders typically require 580-600 minimum credit score; each lender sets their own minimum。 须参加购房者教育课程，由HFHD HomeEd classes (in-person, Detroit); HUD-approved agencies提供。 Minimum $100,000 pre-approval required from any lender before full application. 150 sweat equity hours required. Timeline typically 6-18 months. Contact: homes@habitatdetroit.org. Income limits subject to change.

Habitat for Humanity Detroit Homeownership Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Maximum income is 80% of Wayne County AMI. 1-person: $58,700; 2: $67,100; 3: $75,500; 4: $83,850; 5: $90,600; 6: $97,300; 7: $104,000; 8: $110,700. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity Detroit Homeownership Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity Detroit Homeownership Program服务于在Detroit，Michigan购房的购房者。

Habitat for Humanity Detroit Homeownership Program的申请通过Habitat for Humanity Detroit办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。