Habitat for Humanity of Kent County Homeownership Program

Habitat for Humanity of Kent County Homeownership Program是面向Grand Rapids，Michigan购房者的首付援助，由Habitat for Humanity of Kent County管理。 Habitat for Humanity of Kent County's Homeownership Program helps qualifying lower-income households in Kent County, MI buy an affordable home (typically a new-build, Energy Star, all-electric Habitat home) with a mortgage they can afford. Habitat provides coaching, homebuyer education, and counseling. Buyers obtain a first mortgage from a bank/lender (Habitat partner lenders available or any lender), and the home is sold at a price set within a range based on income so the housing payment is approximately 35% of gross monthly income. Homes are sold with an Affordability Covenant Deed Restriction. Payment capped at ~35% of gross income. new, energy-efficient homes. homebuyer education and one-on-one counseling. access to partner lenders. 资金来自Habitat for Humanity of Kent County (donations, ReStore proceeds, grants); buyer financed via third-party first mortgage.

Habitat for Humanity of Kent County Homeownership Program是首付援助，按Habitat for Humanity of Kent County设定的条款偿还。 触发还款的情形：Sale or transfer (affordability covenant deed restriction governs resale). 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of Kent County Homeownership Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Credit score of 640 or higher, or willing to improve. 须参加购房者教育课程，由Habitat Kent homebuyer classes (Introduction to Homeownership, Info Session, Money Smart); one-on-one counseling.提供。 公民身份或移民身份：U.S. Citizen or Permanent Resident. Selection by family selection committee (need, willingness to partner, ability to repay). Minimum household income $45,000; credit score 640+ or willingness to improve; U.S. citizen or permanent resident. Current Habitat Kent model uses a third-party first mortgage plus an affordability covenant (assistance_type=other) rather than a Habitat-held mortgage. Sweat-equity not explicitly stated on the current page (gap). Distinct from the City of Grand Rapids HAF. Special-population flags false (open to all qualifying applicants).

Habitat for Humanity of Kent County Homeownership Program将家庭收入限制在$112,600。 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of Kent County Homeownership Program的房价上限如下：No published maximum; sale price set within a range based on buyer income to yield an affordable payment (~35% of gross). Example listing $164,000-$231,700. 符合条件的房屋类型包括Single Family、Condo和Townhouse。 新建房屋符合条件。

Habitat for Humanity of Kent County Homeownership Program服务于在Grand Rapids，Michigan购房的购房者。

Habitat for Humanity of Kent County Homeownership Program的申请通过Habitat for Humanity of Kent County办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Online Homeownership Program Intake Form; staff follow up with next steps.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。