本页面由机器翻译。英文版本为原文。
Little River Band of Ottawa Indians - Homeownership Initiative 100 (HI-100) Down Payment and Closing Cost Assistance
Little River Band of Ottawa Indians - Homeownership Initiative 100 (HI-100) Down Payment and Closing Cost Assistance是面向Manistee,Michigan购房者的补助金,由Little River Band of Ottawa Indians Housing Department管理。
该项目要求
- 首次购房者——有例外:Members who currently own do not qualify; a member who sells and applies proceeds to a new primary residence may qualify if not a prior DPA recipient.
- 房屋作为主要住所自住
- 关于信用:Must be pre-approved by a lender for credit score and work history (no specific minimum stated).
- 完成购房者教育课程,由Program includes a homeownership education component; provider not specified.提供
- 居住要求:Available to Little River Band Tribal Members nationwide (home within or outside reservation boundaries).
- 公民身份或移民身份:Must be an enrolled Little River Band of Ottawa Indians Tribal Member.
- One-time-only per member; applicant must be over 21; must be pre-approved by a lender and approved by LRBOI Housing for rate/terms/fees; 7-10 business days' notice before closing. Loan term: grant subject to a 10-year primary-residence covenant.
- 位于Michigan的房屋
不适用于
- 预制房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Michigan的房屋Michigan的房屋,以及本项目接受的房屋
- 72% 独栋独栋住宅
- 4.8% 联排联排别墅
- 4.8% 2–4个单元2–4个单元
- 13.3% 5+个单元公寓和共管公寓楼(5+个单元)
- 5.1% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$231,600
Michigan房屋价值中位数
62.1%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由Program includes a homeownership education component; provider not specified.提供。
联系Little River Band of Ottawa Indians Housing Department预留资金
资金通过First-come; processed until fiscal-year funding is depleted.预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Little River Band of Ottawa Indians - Homeownership Initiative 100 (HI-100) Down Payment and Closing Cost Assistance是什么?
Little River Band of Ottawa Indians - Homeownership Initiative 100 (HI-100) Down Payment and Closing Cost Assistance是面向Manistee,Michigan购房者的补助金,由Little River Band of Ottawa Indians Housing Department管理。 The Little River Band of Ottawa Indians Housing Department offers the Homeownership Initiative 100 (HI-100) Down Payment and Closing Cost Assistance program to enrolled Tribal Members nationwide. The grant covers the lesser of 3.33% of the total mortgage or $5,000 toward down payment and closing costs, one-time per head of household on a declared permanent residence. Recipients must keep the home as their primary residence for 10 years or repay the funds. Up to $5,000 (3.33% of mortgage) toward down payment and closing costs. Available to Tribal Members nationwide. Covers existing or new modular/stick-built homes. Homeownership education included. 资金来自Tribal (Little River Band Homeownership Initiative); funding limited until annual allocation depleted.
提供多少援助?
Little River Band of Ottawa Indians - Homeownership Initiative 100 (HI-100) Down Payment and Closing Cost Assistance提供最高$5,000的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Little River Band of Ottawa Indians Housing Department决定。
需要偿还吗?
Little River Band of Ottawa Indians - Homeownership Initiative 100 (HI-100) Down Payment and Closing Cost Assistance属于补助金,因此无需偿还。 触发还款的情形:Must repay if within 10 years the recipient fails to maintain the home as permanent primary residence or acquires an interest in another home. 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Little River Band of Ottawa Indians - Homeownership Initiative 100 (HI-100) Down Payment and Closing Cost Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况:Members who currently own do not qualify; a member who sells and applies proceeds to a new primary residence may qualify if not a prior DPA recipient. 关于信用,该项目说明:Must be pre-approved by a lender for credit score and work history (no specific minimum stated). 须参加购房者教育课程,由Program includes a homeownership education component; provider not specified.提供。 居住要求:Available to Little River Band Tribal Members nationwide (home within or outside reservation boundaries). 公民身份或移民身份:Must be an enrolled Little River Band of Ottawa Indians Tribal Member. One-time-only per member; applicant must be over 21; must be pre-approved by a lender and approved by LRBOI Housing for rate/terms/fees; 7-10 business days' notice before closing. Loan term: grant subject to a 10-year primary-residence covenant.
收入限制是多少?
Little River Band of Ottawa Indians - Homeownership Initiative 100 (HI-100) Down Payment and Closing Cost Assistance的收入限制如下:No income limit stated in the HI-100 application/guidelines. 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Little River Band of Ottawa Indians - Homeownership Initiative 100 (HI-100) Down Payment and Closing Cost Assistance可用于Single Family、Modular和New Construction。 新建房屋符合条件。 预制房屋不符合条件。
是否有针对特定群体的资格?
Little River Band of Ottawa Indians - Homeownership Initiative 100 (HI-100) Down Payment and Closing Cost Assistance在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。
适用于哪些地区?
Little River Band of Ottawa Indians - Homeownership Initiative 100 (HI-100) Down Payment and Closing Cost Assistance服务于在Manistee,Michigan购房的购房者。
如何申请?
Little River Band of Ottawa Indians - Homeownership Initiative 100 (HI-100) Down Payment and Closing Cost Assistance的申请通过Little River Band of Ottawa Indians Housing Department办理,该机构在其网站上公布现行条款和申请步骤。 资金通过First-come; processed until fiscal-year funding is depleted.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Michigan购房者面向Michigan购房者的其他项目
- FHLBank Indianapolis Launch Down Payment Assistance (HOP)最高$20,000
- Nottawaseppi Huron Band of the Potawatomi (NHBP) Down Payment Assistance Program (DPAP)最高$20,000
- MI 10K DPA最高$10,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Michigan的全部71个项目项目条款由Little River Band of Ottawa Indians Housing Department设定,并可能变化;申请前请在官方网站上确认。