Macomb County Habitat for Humanity Home Buyer Program

Macomb County Habitat for Humanity Home Buyer Program是面向Shelby Township，Michigan购房者的首付援助，由Macomb County Habitat for Humanity管理。 Macomb County Habitat for Humanity sells safe, decent, newly built homes to qualified low-income, first-time homebuyer families via an affordable 25-year Habitat mortgage. Partner families complete 100 sweat-equity hours, accumulate a $1,000 down payment over the program, attend financial literacy and homeowner education, and must meet income, credit (630+), and DTI (40% or lower) requirements. The below-market mortgage is the primary form of homeownership assistance. Affordable 25-year Habitat mortgage on a newly built home. Below-market purchase price. $1,000 down payment accumulated through the program. Homebuyer education and financial literacy. 资金来自Macomb County Habitat for Humanity (donations, grants, sweat equity)。

Macomb County Habitat for Humanity Home Buyer Program是首付援助，按Macomb County Habitat for Humanity设定的条款偿还。 触发还款的情形：Affordable 25-year Habitat mortgage; resale/affordability restrictions apply per Habitat policy. 该援助以First (Habitat mortgage)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Macomb County Habitat for Humanity Home Buyer Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Minimum credit score of 630 or higher required to close on a house. 须参加购房者教育课程，由Macomb County Habitat for Humanity homeowner meetings and financial literacy courses提供。 居住要求：Serves Macomb County, MI. 公民身份或移民身份：Must be a legal U.S. resident. Habitat sweat-equity homeownership (below-market mortgage) program, assistance_type=other. At review the application intake is 'currently paused for the season' — ongoing program but not always open.

Macomb County Habitat for Humanity Home Buyer Program的收入限制如下：Must have legal, verifiable income of at least $42,420 for a one-person household (minimum increases with household size); maximum income limits published in the affiliate's income-limit chart. Specific maximum dollar limits by household size not machine-readable from the page. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Macomb County Habitat for Humanity Home Buyer Program可用于Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Macomb County Habitat for Humanity Home Buyer Program服务于在Shelby Township，Michigan购房的购房者。

Macomb County Habitat for Humanity Home Buyer Program的申请通过Macomb County Habitat for Humanity办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application-based with a waiting list; program is seasonally paused for portions of the year.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。