Northern Homes CDC Community Land Trust Program

Northern Homes CDC Community Land Trust Program是面向Boyne City，Michigan购房者的首付援助，由Northern Homes Community Development Corporation管理。 The Northern Homes CDC Community Land Trust program offers an affordable, shared-equity path to homeownership across Northern Michigan. The Land Trust owns the land and the buyer purchases the house itself at a below-market price, entering a 99-year renewable ground lease with an annual lease fee. A resale formula keeps the home permanently affordable for future buyers while letting the homeowner build and capture a portion of equity. Northern Homes also provides HUD-certified homebuyer education and counseling. Below-market home purchase price (buy the home, not the land). Long-term affordability via resale formula. Build and capture a portion of home equity. Free/low-cost homebuyer education and HUD-certified counseling. 资金来自Northern Homes CDC (land acquired and held by the Community Land Trust)。

Northern Homes CDC Community Land Trust Program是首付援助，按Northern Homes Community Development Corporation设定的条款偿还。 触发还款的情形：On resale, a resale formula in the 99-year ground lease limits the seller's profit to keep the home permanently affordable; buyer captures a portion of appreciation. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Northern Homes CDC Community Land Trust Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Northern Homes CDC HUD-certified / MSHDA LINKS housing counselors; eHomeAmerica online course提供。 居住要求：Serves Northern Michigan, including Emmet, Cheboygan, Charlevoix, Antrim, Otsego, and Crawford counties. Shared-equity Community Land Trust (below-market homeownership), assistance_type=other (CLT). Homeownership-affordability program, not a cash DPA — it lowers purchase price via land lease.

Northern Homes CDC Community Land Trust Program的收入限制如下：Open to low- and moderate-income homebuyers (income-qualified). Specific income limits by household size not published on the program page. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Northern Homes CDC Community Land Trust Program的房价上限如下：Home purchased at a below-market price because the buyer does not purchase the land; specific price caps set per home. 符合条件的房屋类型包括Single Family。 新建房屋符合条件。

Northern Homes CDC Community Land Trust Program服务于在Boyne City，Michigan购房的购房者。

Northern Homes CDC Community Land Trust Program的申请通过Northern Homes Community Development Corporation办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Inquiry/orientation through Northern Homes CDC; CLT homes offered as available.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。