Pokagon Band Down Payment Assistance Program

Pokagon Band Down Payment Assistance Program是面向Dowagiac，Michigan购房者的补助金，由Pokagon Band of Potawatomi Indians, Department of Housing & Community Development管理。 The Pokagon Band Department of Housing & Community Development provides down payment and closing-cost assistance for eligible enrolled Pokagon Band citizens to purchase a home within the Tribe's Ten-County Service Area. Assistance is the lesser of 20% of purchase price or $30,000, plus up to $2,500 toward closing costs. Applicants need a 620+ credit score, must complete homeownership classes, pass a Housing inspection, and use a 15- or 30-year fixed loan. Up to $30,000 (20% of price) down payment assistance. Up to $2,500 closing-cost assistance. For enrolled Pokagon Band citizens. Pairs with Section 184 loan guarantee. Homeownership counseling included. 资金来自NAHASDA / Indian Housing Block Grant (HUD ONAP)。

Pokagon Band Down Payment Assistance Program提供最高$30,000的援助。 该项目可与May be paired with the Pokagon Band 184 Loan Program (HUD Section 184 guarantee).结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Pokagon Band of Potawatomi Indians, Department of Housing & Community Development决定。

Pokagon Band Down Payment Assistance Program属于补助金，因此无需偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Pokagon Band Down Payment Assistance Program面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Applicant must have a credit score of 620 or above. 须参加购房者教育课程，由Pokagon Band homeownership classes (Department of Housing & Community Development)提供。 居住要求：Home located within the Pokagon Band Ten-County Service Area (MI: Berrien, Cass, Van Buren, Allegan; plus 6 Indiana counties). 公民身份或移民身份：Must be an enrolled Pokagon Band citizen 18+, a non-citizen with custody of minor Pokagon children, or a Pokagon citizen who is an emancipated minor. Enrolled Pokagon Band citizen (or qualifying custodian/emancipated minor); 620+ credit score; HUD income limits (updated 10/14/2025); complete homeownership classes; pass Building Official inspection; 15- or 30-year fixed loan; home within Ten-County Service Area; not in debt to the Band. Plus up to $2,500 closing-cost assistance on top of the $30,000 cap.

Pokagon Band Down Payment Assistance Program的收入限制如下：Must fall within HUD income-limit guidelines (program page cites guidelines updated 10/14/2025). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Pokagon Band Down Payment Assistance Program可用于Single Family。

Pokagon Band Down Payment Assistance Program在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Pokagon Band Down Payment Assistance Program服务于在Dowagiac，Michigan购房的购房者。 该项目针对特定区域：Pokagon Band Ten-County Service Area (4 MI counties + 6 IN counties).

Pokagon Band Down Payment Assistance Program的申请通过Pokagon Band of Potawatomi Indians, Department of Housing & Community Development办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。