Port Huron Urban Pioneer+ Down Payment Assistance Program

Port Huron Urban Pioneer+ Down Payment Assistance Program是面向Port Huron，Michigan购房者的可免除贷款，由City of Port Huron Community Development Office (Planning Department)管理。 Urban Pioneer+ (effective October 1, 2023) provides up to $10,000 in down payment assistance to low-to-moderate-income, first-time homebuyers purchasing a home within the city limits of Port Huron, structured as a 5-year forgivable deferred loan. A limited-time additional $5,000 grant brings the maximum support to $15,000. Funds may be used for down payment, closing costs, and/or prepaid items. Up to $10,000 (currently up to $15,000 with the additional grant) forgivable down payment assistance for first-time buyers in Port Huron. 资金来自HUD HOME Investment Partnerships Program funds awarded to the City of Port Huron。

Port Huron Urban Pioneer+ Down Payment Assistance Program提供$10,000至$15,000的援助，具体取决于购房者符合的援助档次。 援助档次：Base $10,000 forgivable DPA; limited-time additional $5,000 grant available, for up to $15,000 total。 购房者自付部分：Applicant must invest at least 3 percent of the purchase price into the mortgage transaction from own funds and/or a gift from an acceptable source。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Port Huron Community Development Office (Planning Department)决定。

Port Huron Urban Pioneer+ Down Payment Assistance Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：$10,000 is a 5-year deferred payment loan, forgivable after 5 years; no repayment required as long as all program requirements are met. Sale or non-occupancy before 5 years triggers repayment. 该援助以Subordinate顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Port Huron Urban Pioneer+ Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Blue Water Community Action Agency (BWCAA) HUD-certified first-time homebuyer education course提供。 居住要求：Home must be within the city limits of Port Huron。 Submit complete application 30 days before closing; obtain mortgage pre-approval; complete BWCAA homebuyer education; max asset balance $20,000; invest at least 3% of purchase price; occupy as primary residence and maintain home for 5 years; all City taxes/utilities/income tax current. Land Contract financing not eligible.

Port Huron Urban Pioneer+ Down Payment Assistance Program的收入限制如下：Must meet HUD income limits (low-to-moderate income) for St. Clair County / Port Huron HOME program. unconfirmed: exact income_limit_amount. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Port Huron Urban Pioneer+ Down Payment Assistance Program将房价上限设为$218,000。 符合条件的房屋类型包括Single Family。

Port Huron Urban Pioneer+ Down Payment Assistance Program服务于在Port Huron，Michigan购房的购房者。

Port Huron Urban Pioneer+ Down Payment Assistance Program的申请通过City of Port Huron Community Development Office (Planning Department)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。