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县级项目延期

Sault Tribe Housing Authority Down Payment Assistance Program

Sault Tribe Housing Authority Down Payment Assistance Program是面向Kincheloe,Michigan购房者的延期第二贷款,由Sault Ste. Marie Tribe of Chippewa Indians Housing Authority管理。

最近核实于来源:Sault Ste. Marie Tribe of Chippewa Indians Housing Authority

该项目要求

  • 首次购房者——该项目有自己的定义
  • 房屋作为主要住所自住
  • 完成购房者教育课程
  • 居住要求:Must live in the 7-county service area (Chippewa, Luce, Mackinac, Alger, Delta, Schoolcraft, Marquette)
  • 公民身份或移民身份:Must be an enrolled Sault Tribe member; must be at least 18 years old
  • Must be enrolled Sault Tribe member, at least 18, first-time homebuyer, minimum $25,000 annual income, within income limits, qualify for a mortgage at a local lender, and contribute at least $500 of own funds. Applicants ranked by point system; alternate phone (800) 794-4072.
  • 位于Chippewa, Luce, Mackinac, Alger, Delta, Schoolcraft, Marquette County的房屋

不适用于

  • Chippewa, Luce, Mackinac, Alger, Delta, Schoolcraft, Marquette County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

如何申请

  1. 参加购房者教育课程

    项目要求在预留资金之前完成。

  2. 联系Sault Ste. Marie Tribe of Chippewa Indians Housing Authority预留资金

    资金通过Open year-round until funds are exhausted; applications considered in order received and ranked by an approved point system预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Sault Tribe Housing Authority Down Payment Assistance Program是什么?

Sault Tribe Housing Authority Down Payment Assistance Program是面向Kincheloe,Michigan购房者的延期第二贷款,由Sault Ste. Marie Tribe of Chippewa Indians Housing Authority管理。 The Sault Tribe Housing Authority Down Payment Assistance Program provides up to $9,500 in down payment and closing cost assistance to qualifying low-income enrolled Sault Tribe members who are first-time homebuyers purchasing in the tribe's seven-county eastern Upper Peninsula service area. A 5-year lien is placed on the home. The program is open year-round until funds are exhausted. Up to $9,500 toward down payment and closing costs. Open year-round. For first-time tribal homebuyers. Deferred via 5-year lien. 资金来自Native American Housing Assistance and Self-Determination Act (NAHASDA) / HUD tribal housing funds。

提供多少援助?

Sault Tribe Housing Authority Down Payment Assistance Program提供最高$9,500的援助。 购房者自付部分:Must pay at least $500 of own cash toward closing costs and/or down payment。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Sault Ste. Marie Tribe of Chippewa Indians Housing Authority决定。

需要偿还吗?

Sault Tribe Housing Authority Down Payment Assistance Program在5年后免除,因此住满这段时间的购房者无需偿还。 触发还款的情形:5-year lien placed on the home; secured for the lien period。 该援助以subordinate顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Sault Tribe Housing Authority Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 须参加购房者教育课程。 居住要求:Must live in the 7-county service area (Chippewa, Luce, Mackinac, Alger, Delta, Schoolcraft, Marquette)。 公民身份或移民身份:Must be an enrolled Sault Tribe member; must be at least 18 years old。 Must be enrolled Sault Tribe member, at least 18, first-time homebuyer, minimum $25,000 annual income, within income limits, qualify for a mortgage at a local lender, and contribute at least $500 of own funds. Applicants ranked by point system; alternate phone (800) 794-4072.

收入限制是多少?

Sault Tribe Housing Authority Down Payment Assistance Program的收入限制如下:Income-based; applicant must be within program income limits and earn at least $25,000/year。 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

是否有针对特定群体的资格?

Sault Tribe Housing Authority Down Payment Assistance Program在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

适用于哪些地区?

Sault Tribe Housing Authority Down Payment Assistance Program服务于在Kincheloe,Michigan购房的购房者。 该项目针对特定区域:Seven-county eastern Upper Peninsula service area。

如何申请?

Sault Tribe Housing Authority Down Payment Assistance Program的申请通过Sault Ste. Marie Tribe of Chippewa Indians Housing Authority办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Open year-round until funds are exhausted; applications considered in order received and ranked by an approved point system预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

同样面向Chippewa, Luce, Mackinac, Alger, Delta, Schoolcraft, Marquette County购房者

两个项目能否结合使用,由各机构决定。申请前请先询问。

Chippewa, Luce, Mackinac, Alger, Delta, Schoolcraft, Marquette County的全部71个项目

项目条款由Sault Ste. Marie Tribe of Chippewa Indians Housing Authority设定,并可能变化;申请前请在官方网站上确认。