本页面由机器翻译。英文版本为原文。
Sault Tribe Housing Authority Individual Development Account (IDA) Program
Sault Tribe Housing Authority Individual Development Account (IDA) Program是面向Kincheloe,Michigan购房者的首付援助,由Sault Ste. Marie Tribe of Chippewa Indians Housing Authority管理。
该项目要求
- 首次购房者——该项目有自己的定义
- 房屋作为主要住所自住
- 完成购房者教育课程,由Sault Tribe Housing Authority personal finance and money management workshops提供
- 居住要求:Residents of the 7-County Service Area (Upper Peninsula); IDA county eligibility is Chippewa, Luce, or Mackinac
- 公民身份或移民身份:Must be an enrolled Sault Tribe member
- Must be enrolled Sault Tribe member and first-time homebuyer; minimum income noted as $25,000 on the IDA page and $15,000 in tribal newsroom materials; must attend money-management workshops and join peer support groups; early withdrawal of funds not allowed. Alternate phone (800) 794-4072.
- 位于Chippewa, Luce, Mackinac County的房屋
不适用于
- Chippewa, Luce, Mackinac County以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由Sault Tribe Housing Authority personal finance and money management workshops提供。
联系Sault Ste. Marie Tribe of Chippewa Indians Housing Authority预留资金
资金通过Applications accepted year-round预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Sault Tribe Housing Authority Individual Development Account (IDA) Program是什么?
Sault Tribe Housing Authority Individual Development Account (IDA) Program是面向Kincheloe,Michigan购房者的首付援助,由Sault Ste. Marie Tribe of Chippewa Indians Housing Authority管理。 The Sault Tribe Housing Authority IDA is a matched-savings program assisting low-income tribal families to purchase their first home. The tribe matches savings 2:1 (the program adds $2 for every $1 saved) up to $1,600 per year. Participants save at least $75/month, complete personal finance workshops, remain in the program at least two years, and participate in ongoing peer support groups. Savings and match may only be used toward purchasing a home. Applications are accepted year-round. 2:1 matched savings up to $1,600/year. Funds applied to home purchase. Financial education included. Year-round enrollment. 资金来自Tribal/HUD NAHASDA matched-savings (IDA) funds。
提供多少援助?
Sault Tribe Housing Authority Individual Development Account (IDA) Program提供最高$1,600的援助。 购房者自付部分:Must save at least $75.00 per month while in the program; remain in program at least two years。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Sault Ste. Marie Tribe of Chippewa Indians Housing Authority决定。
需要偿还吗?
Sault Tribe Housing Authority Individual Development Account (IDA) Program是首付援助,按Sault Ste. Marie Tribe of Chippewa Indians Housing Authority设定的条款偿还。 触发还款的情形:None; matched savings and match used toward home purchase (funds may not be withdrawn early)。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Sault Tribe Housing Authority Individual Development Account (IDA) Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 须参加购房者教育课程,由Sault Tribe Housing Authority personal finance and money management workshops提供。 居住要求:Residents of the 7-County Service Area (Upper Peninsula); IDA county eligibility is Chippewa, Luce, or Mackinac。 公民身份或移民身份:Must be an enrolled Sault Tribe member。 Must be enrolled Sault Tribe member and first-time homebuyer; minimum income noted as $25,000 on the IDA page and $15,000 in tribal newsroom materials; must attend money-management workshops and join peer support groups; early withdrawal of funds not allowed. Alternate phone (800) 794-4072.
收入限制是多少?
Sault Tribe Housing Authority Individual Development Account (IDA) Program的收入限制如下:Income-based; annual household income within eligible range; minimum annual income of $25,000 required (some materials cite $15,000)。 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
是否有针对特定群体的资格?
Sault Tribe Housing Authority Individual Development Account (IDA) Program在其服务群体中提到了美洲印第安人和阿拉斯加原住民购房者。 在此列出仅表示项目提到了该群体,并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。
适用于哪些地区?
Sault Tribe Housing Authority Individual Development Account (IDA) Program服务于在Kincheloe,Michigan购房的购房者。
如何申请?
Sault Tribe Housing Authority Individual Development Account (IDA) Program的申请通过Sault Ste. Marie Tribe of Chippewa Indians Housing Authority办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Applications accepted year-round预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Chippewa, Luce, Mackinac County购房者面向Chippewa, Luce, Mackinac County购房者的其他项目
- FHLBank Indianapolis Launch Down Payment Assistance (HOP)最高$20,000
- Nottawaseppi Huron Band of the Potawatomi (NHBP) Down Payment Assistance Program (DPAP)最高$20,000
- MI 10K DPA最高$10,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Chippewa, Luce, Mackinac County的全部71个项目项目条款由Sault Ste. Marie Tribe of Chippewa Indians Housing Authority设定,并可能变化;申请前请在官方网站上确认。