First-Time Homebuyer Grant Program

First-Time Homebuyer Grant Program是面向Shakopee，Minnesota购房者的补助金。 Scott County CDA non-repayable grant. Up to $10,000. Max PP $405,000. Income $124,200-$142,800. 640 FICO. FTHB required. The Scott County Community Development Agency (CDA) First-Time Homebuyer Grant Program provides up to $10,000 in NON-REPAYABLE GRANT down payment and closing-cost assistance to first-time homebuyers purchasing a primary residence within Scott County, Minnesota (Shakopee, Savage, Prior Lake, New Prague, Belle Plaine, Jordan, and unincorporated areas). Funded through Scott County CDA local levy and Scott County HRA contributions, the assistance is a true grant - no repayment, no forgiveness period, no compliance period. Maximum purchase price $405,000. Income up to $124,200 (1-2 person) - $142,800 (3+ person). 资金来自Local Government。

First-Time Homebuyer Grant Program提供最高$8,000的援助。 该项目要求购房者自付$1,000 minimum borrower contribution from own funds. 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

First-Time Homebuyer Grant Program属于补助金，因此无需偿还。 触发还款的情形：NON-REPAYABLE GRANT. No repayment trigger - assistance is a true grant with no compliance period or forgiveness schedule. 该援助以Grant - No Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

First-Time Homebuyer Grant Program面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：FTHB requirement may be waived for qualifying veterans. 关于信用，该项目说明：640 minimum FICO per first-mortgage product overlay. 须参加购房者教育课程，由NeighborWorks Home Partners or Three Rivers Community Action (HUD-approved) - pre-purchase 8-hour homebuyer education and one-on-one counseling required.提供。 居住要求：Property must be in Scott County, MN (Shakopee, Savage, Prior Lake, New Prague, Belle Plaine, Jordan, unincorporated areas). 公民身份或移民身份：U.S. citizen, permanent resident, or qualifying non-permanent resident alien per first-mortgage product overlays. First-time homebuyer required (no ownership of a primary residence in the prior 3 years). Property must be located within Scott County, Minnesota. Maximum purchase price $405,000. Income up to $124,200 (1-2 person) - $142,800 (3+ person). Must complete HUD-approved homebuyer education. $1,000 minimum borrower contribution. NON-REPAYABLE GRANT - no forgiveness period or compliance period. Property must be primary residence within 60 days of closing.

First-Time Homebuyer Grant Program将家庭收入限制在$142,800。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

First-Time Homebuyer Grant Program将房价上限设为$405,000。 符合条件的房屋类型包括Single-family detached, condominium (project-approved), townhouse, PUD, manufactured home (real-property-titled). 新建房屋符合条件。 预制房屋符合条件。

First-Time Homebuyer Grant Program服务于在Shakopee，Minnesota购房的购房者。

First-Time Homebuyer Grant Program的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Application via Scott County CDA Homeownership Department.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。