Scott County CDA First-Time Homebuyer Grant

Scott County CDA First-Time Homebuyer Grant是面向Scott县，Minnesota购房者的补助金，由Scott County Community Development Agency (CDA)管理。 The Scott County CDA First-Time Homebuyer Grant provides up to $5,000 toward down payment or closing costs for income-qualified first-time buyers purchasing anywhere in Scott County, MN. Applicants must complete a pre-purchase counseling session with the CDA (at least 60 days before signing a purchase agreement) and a HUD-approved homebuyer education course. The grant is a true grant — no lien, no repayment. Funds are limited and grants are never guaranteed. This county-wide CDA program is distinct from any city-specific Shakopee grant. Up to $5,000 grant toward down payment/closing costs. No repayment — true grant. County-wide coverage. Low/no-cost HUD-approved counseling and education. Bilingual Spanish/English specialists. Stacks with MN Housing START UP/STEP UP. 资金来自Scott County CDA local funds。

Scott County CDA First-Time Homebuyer Grant提供最高$5,000的援助。 购房者自付部分：At least $1,000 of own money. Down payment from own funds/gifts must not exceed 5% of purchase price (excluding closing costs and DPA). 该项目可与Minnesota Housing START UP / STEP UP first-mortgage programs; USDA Single Family Guaranteed in rural Scott County.结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Scott County Community Development Agency (CDA)决定。

Scott County CDA First-Time Homebuyer Grant属于补助金，因此无需偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Scott County CDA First-Time Homebuyer Grant面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Must not have owned a home/property in the last 3 years; manufactured/mobile homes excluded from the ownership-history definition. 须参加购房者教育课程，由Scott County CDA Homestretch Workshop (8-hr, $40; valid 5 yrs) OR Framework online ($75; valid 2 yrs). Spanish workshops via CDA/CLUES/NeDA; Somali via African Development Center.提供。 居住要求：Must purchase a home in Scott County, MN. 公民身份或移民身份：Not explicitly stated. Must be an active participant in the CDA Homebuyer Counseling Program; first session at least 60 days before signing a purchase agreement. Cannot have received a prior SCCDA grant. All persons on mortgage/purchase agreement/title must be first-time buyers. Down payment from own funds/gifts capped at 5% of purchase price. No contract-for-deed or family-member purchases. Cannot combine with CDA Community Land Trust. Annual funding cap unknown — confirm availability with the Homeownership Specialist.

Scott County CDA First-Time Homebuyer Grant的收入限制如下：CDA-set limits by household size (2026): 1–2 persons max $132,400/yr; 3+ persons max $152,200/yr. Income from all members 18+ and all mortgage parties; full-time student dependents excluded. These exceed standard 80% AMI ($104,200 4-person FY2025) — approximately 100–115% AMI equivalent. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Scott County CDA First-Time Homebuyer Grant将房价上限设为$425,000。 符合条件的房屋类型包括Single Family、Condo和Townhome。 新建房屋符合条件。 预制房屋不符合条件。

Scott County CDA First-Time Homebuyer Grant服务于在Scott县，Minnesota购房的购房者。

Scott County CDA First-Time Homebuyer Grant的申请通过Scott County Community Development Agency (CDA)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Through Scott County CDA Homebuyer Counseling Program; funds limited and grants never guaranteed.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。