Homeownership Opportunity Minneapolis (HOM) Down Payment Assistance

Homeownership Opportunity Minneapolis (HOM) Down Payment Assistance是面向Minneapolis，Minnesota购房者的延期第二贷款，由City of Minneapolis (CPED), administered with NeighborWorks Home Partners管理。 Homeownership Opportunity Minneapolis (HOM) provides down payment assistance of up to $10,000 or up to $20,000 as a 0% interest, due-on-sale deferred loan (no monthly payments, repaid after 30 years or when sold) to homebuyers purchasing in Minneapolis who complete financial coaching. Administered by NeighborWorks Home Partners with the City of Minneapolis. Up to $10,000-$20,000. 0% interest. No monthly payments. Due on sale or after 30 years. Open to repeat buyers. 资金来自City of Minneapolis。

Homeownership Opportunity Minneapolis (HOM) Down Payment Assistance提供最高$20,000的援助。 援助档次：Income-based tiers; program page states up to $10,000 or up to $20,000 (older highlights describe $5,000/$10,000 income bands). 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Minneapolis (CPED), administered with NeighborWorks Home Partners决定。

Homeownership Opportunity Minneapolis (HOM) Down Payment Assistance为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Due on sale; repaid after 30 years or when the home is sold (no monthly payments). 该援助以Subordinate顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Homeownership Opportunity Minneapolis (HOM) Down Payment Assistance面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由NeighborWorks Home Partners Home Stretch workshops; approved financial wellness/coaching before purchase agreement.提供。 Requires an approved financial wellness/coaching program before a purchase agreement and referral by a participating agency; loan officer submits the application. Tier amounts vary by income (verify current guidelines).

Homeownership Opportunity Minneapolis (HOM) Down Payment Assistance的收入限制如下：Income below ~$108,500 (tiered). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Homeownership Opportunity Minneapolis (HOM) Down Payment Assistance可用于Single Family、2-4 Unit、Townhouse和Condo。

Homeownership Opportunity Minneapolis (HOM) Down Payment Assistance服务于在Minneapolis，Minnesota购房的购房者。

Homeownership Opportunity Minneapolis (HOM) Down Payment Assistance的申请通过City of Minneapolis (CPED), administered with NeighborWorks Home Partners办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。