Near North/Willard-Hay Homebuyer Entry Cost Assistance

Near North/Willard-Hay Homebuyer Entry Cost Assistance是面向Minneapolis，Minnesota购房者的延期第二贷款。 Near North/Willard-Hay Homebuyer Entry Cost Assistance is a neighborhood-targeted DPA loan administered by NeighborWorks Home Partners in partnership with the Northside Residents Redevelopment Council (NRRC). Up to $10,000 as a 0% interest deferred second-mortgage loan supports first-time buyers purchasing in the Near North or Willard-Hay neighborhoods of North Minneapolis. Funded jointly by NRRC and the City of Minneapolis CPED. Repayable on early exit (sale, refinance with cash-out, transfer, or loss of owner-occupancy). Reported out of funds as of late 2023; verify status with NWHP. Up to $10,000 in down payment and closing-cost assistance as a 0% interest deferred second-mortgage loan, available for buyers purchasing in the Near North or Willard-Hay neighborhoods of North Minneapolis. Funds may be used for down payment, closing costs, or principal reduction to reach an affordable monthly payment. Note: per April 2026 NWHP page, program reported out of funds since 11/3/2023. check funding status before applying. 资金来自Local Government、CPED、NRRC和HRA。

Near North/Willard-Hay Homebuyer Entry Cost Assistance提供最高$10,000的援助。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Near North/Willard-Hay Homebuyer Entry Cost Assistance在7年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Due in full at sale, transfer of title, refinance with cash-out, or loss of owner-occupancy. 该援助以2顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Near North/Willard-Hay Homebuyer Entry Cost Assistance面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：Per first-mortgage lender。 须参加购房者教育课程，由Minnesota Homeownership Center / Framework / HUD-approved counseling agency.提供。 居住要求：Property must be located in Near North or Willard-Hay neighborhoods of North Minneapolis and used as borrower's principal residence. 公民身份或移民身份：U.S. citizen or qualified non-citizen per first-mortgage rules。 Property must be located in the Near North or Willard-Hay neighborhoods of North Minneapolis. First-time buyer required. Buyer must complete approved homebuyer education. Income limits typically follow Minneapolis Homes Access tiers when funded by City sources, or NRRC neighborhood priorities when funded by NRRC. Funded jointly by NRRC and CPED.

Near North/Willard-Hay Homebuyer Entry Cost Assistance的收入限制如下：Income limits per Minneapolis CPED / NRRC guidelines; typically aligned with 80% HUD AMI for Minneapolis-St. Paul-Bloomington MSA. 该限制适用于家庭总收入，而不仅是借款人的收入。 该项目列出的最大家庭人数为8。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Near North/Willard-Hay Homebuyer Entry Cost Assistance的房价上限如下：No fixed program cap; subject to first-mortgage product limits. 符合条件的房屋类型包括Single-family detached、Duplex、Townhome和Condominium。 新建房屋符合条件。 预制房屋不符合条件。

Near North/Willard-Hay Homebuyer Entry Cost Assistance服务于在Minneapolis，Minnesota购房的购房者。 该项目针对特定区域：Near North and Willard-Hay neighborhoods of North Minneapolis (Hennepin County), MN。

Near North/Willard-Hay Homebuyer Entry Cost Assistance的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过First-come, first-served via NWHP intake; subject to fund availability.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。