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本页面由机器翻译。英文版本为原文。

市级项目可免除

Minneapolis: Webber-Camden Down Payment Assistance Loan

Minneapolis: Webber-Camden Down Payment Assistance Loan是面向Minneapolis,Minnesota购房者的可免除贷款,由Center for Energy and Environment (CEE), on behalf of the City of Minneapolis管理。

最近核实于来源:Center for Energy and Environment (CEE), on behalf of the City of Minneapolis

该项目要求

  • 房屋作为主要住所自住
  • 关于信用:Loan approval subject to credit and program guidelines (no specific minimum stated).
  • 完成购房者教育课程,由HUD-approved Homebuyer Course (all borrowers must attend).提供
  • 公民身份或移民身份:All borrowers must be legal residents; Foreign Nationals and non-legal residents ineligible.
  • Signed purchase agreement and application at least 4 weeks (28 days) before closing; all borrowers must be legal residents and complete a HUD-approved homebuyer education course; property within Webber-Camden boundaries and owner-occupied; one loan per property/borrower.
  • 位于Minneapolis市界内的房屋

不适用于

  • 预制房屋
  • Minneapolis以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

适用地区

Minneapolis的房屋

  • 40.2% 独栋
  • 3.6% 联排
  • 11.7% 2–4个单元
  • 44.2% 5+个单元
  • 0.3% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$362,200

Minneapolis房屋价值中位数

72.2%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Minneapolis购房

如何申请

  1. 参加购房者教育课程

    项目要求,由HUD-approved Homebuyer Course (all borrowers must attend).提供。

  2. 联系Center for Energy and Environment (CEE), on behalf of the City of Minneapolis预留资金

    资金通过Application via CEE at least 4 weeks (28 days) before closing with signed purchase agreement; Conditional Commitment within 10 business days.预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Minneapolis: Webber-Camden Down Payment Assistance Loan是什么?

Minneapolis: Webber-Camden Down Payment Assistance Loan是面向Minneapolis,Minnesota购房者的可免除贷款,由Center for Energy and Environment (CEE), on behalf of the City of Minneapolis管理。 A neighborhood-specific down payment and closing cost assistance program for buyers purchasing a 1-4 unit owner-occupied property within the Webber-Camden neighborhood of Minneapolis. Administered by CEE using City of Minneapolis NRP funds, it provides a 0% APR deferred loan of up to $6,000 with a 5-year term. Forgiven after 5 years; 100% of principal due if the borrower sells, transfers title, ceases owner-occupancy, or refinances before the 5-year anniversary. No income limits. 0% APR. Up to $6,000. 5-year forgivable deferred loan (no payments). No income limits. 资金来自Webber-Camden Neighborhood Revitalization Program (NRP) funds via the City of Minneapolis。

提供多少援助?

Minneapolis: Webber-Camden Down Payment Assistance Loan提供最高$6,000的援助。 该项目可与First mortgage (operates as DP/closing cost assistance behind a first mortgage).结合使用。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Center for Energy and Environment (CEE), on behalf of the City of Minneapolis决定。

需要偿还吗?

Minneapolis: Webber-Camden Down Payment Assistance Loan在5年后免除,因此住满这段时间的购房者无需偿还。 触发还款的情形:100% of original principal due if borrower sells, transfers title, the home is no longer the primary residence, or upon refinance prior to the 5-year anniversary. 100% forgiven after 5 years. 该援助以Second mortgage (mortgage in name of City of Minneapolis)顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Minneapolis: Webber-Camden Down Payment Assistance Loan面向将房屋作为主要住所自住的购房者。 关于信用,该项目说明:Loan approval subject to credit and program guidelines (no specific minimum stated). 须参加购房者教育课程,由HUD-approved Homebuyer Course (all borrowers must attend).提供。 公民身份或移民身份:All borrowers must be legal residents; Foreign Nationals and non-legal residents ineligible. Signed purchase agreement and application at least 4 weeks (28 days) before closing; all borrowers must be legal residents and complete a HUD-approved homebuyer education course; property within Webber-Camden boundaries and owner-occupied; one loan per property/borrower.

收入限制是多少?

Minneapolis: Webber-Camden Down Payment Assistance Loan的收入限制如下:No income limits. 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Minneapolis: Webber-Camden Down Payment Assistance Loan的房价上限如下:Not specified; loan amount/approval determined based on the first-mortgage approval. 符合条件的房屋类型包括Single Family、2-4 Unit、Condo和Townhouse。 预制房屋不符合条件。

适用于哪些地区?

Minneapolis: Webber-Camden Down Payment Assistance Loan服务于在Minneapolis,Minnesota购房的购房者。 该项目针对特定区域:Limited to properties within the Webber-Camden neighborhood of Minneapolis (a Neighborhood Revitalization Program area). 目标社区:Webber-Camden neighborhood, Minneapolis。

如何申请?

Minneapolis: Webber-Camden Down Payment Assistance Loan的申请通过Center for Energy and Environment (CEE), on behalf of the City of Minneapolis办理,该机构在其网站上公布现行条款和申请步骤。 资金通过Application via CEE at least 4 weeks (28 days) before closing with signed purchase agreement; Conditional Commitment within 10 business days.预留。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Center for Energy and Environment (CEE), on behalf of the City of Minneapolis设定,并可能变化;申请前请在官方网站上确认。