St. Louis Park Down Payment Assistance Deferred Loan (First-Time Homebuyer)

St. Louis Park Down Payment Assistance Deferred Loan (First-Time Homebuyer)是面向St. Louis Park，Minnesota购房者的可免除贷款，由City of St. Louis Park HRA, administered by Center for Energy and Environment (CEE)管理。 The City of St. Louis Park HRA, through CEE, provides 0% interest deferred down payment/closing-cost assistance to first-time homebuyers in St. Louis Park. Base loan up to $15,000 (not to exceed 5% of purchase price), with an additional $5,000 for employees of SLP businesses. Forgiven 100% after 20 years; if sold/transferred/no longer owner-occupied before then, the full amount is due. 0% interest. No monthly payments. Up to $15,000 (+$5,000 SLP employees). 100% forgiven after 20 years.

St. Louis Park Down Payment Assistance Deferred Loan (First-Time Homebuyer)提供最高$20,000的援助。 援助档次：Base up to $15,000 (not to exceed 5% of purchase price); additional $5,000 for employees of St. Louis Park businesses。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of St. Louis Park HRA, administered by Center for Energy and Environment (CEE)决定。

St. Louis Park Down Payment Assistance Deferred Loan (First-Time Homebuyer)在20年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：If sold, transferred, or no longer owner-occupied, 100% due; otherwise forgiven after 20 years。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

St. Louis Park Down Payment Assistance Deferred Loan (First-Time Homebuyer)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Home Stretch workshop or other HUD-approved homebuyer counseling提供。 居住要求：Property in St. Louis Park; additional funds for employees of SLP businesses。 公民身份或移民身份：U.S. citizens or permanent legal residents with a Social Security number。 Application at least four weeks before closing. Cannot be layered with the SLP First Generation DPA. Spanish-language assistance: 612-335-5856.

St. Louis Park Down Payment Assistance Deferred Loan (First-Time Homebuyer)将家庭收入限制在地区收入中位数的115%，该数值因县和家庭人数而异。 100% AMI for households of 2 or fewer; 115% AMI for households of 3 or more. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

St. Louis Park Down Payment Assistance Deferred Loan (First-Time Homebuyer)可用于Single Family、Townhouse和Condo。

St. Louis Park Down Payment Assistance Deferred Loan (First-Time Homebuyer)服务于在St. Louis Park，Minnesota购房的购房者。

St. Louis Park Down Payment Assistance Deferred Loan (First-Time Homebuyer)的申请通过City of St. Louis Park HRA, administered by Center for Energy and Environment (CEE)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Signed purchase agreement and application at least four weeks prior to closing预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。