St. Louis Park First Generation Down Payment Assistance Loan

St. Louis Park First Generation Down Payment Assistance Loan是面向St. Louis Park，Minnesota购房者的可免除贷款，由City of St. Louis Park HRA, administered by Center for Energy and Environment (CEE)管理。 The City of St. Louis Park HRA, through CEE, provides 0% interest down payment/closing-cost assistance to first-generation homebuyers in St. Louis Park. The loan amount depends on household income and purchase price. Forgiven 100% after 20 years, balance reduced 5% per year. A buyer qualifies as first-generation if neither they, their spouse, nor either parent currently owns or previously owned a home. 0% interest. No monthly payments. 100% forgiven after 20 years (5%/year). For first-generation homebuyers.

St. Louis Park First Generation Down Payment Assistance Loan在20年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：100% forgiven after 20 years; amount owed reduced 5% per year; due if sold/transferred/no longer owner-occupied before forgiveness。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

St. Louis Park First Generation Down Payment Assistance Loan面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由Home Stretch workshop or other HUD-approved homebuyer counseling提供。 居住要求：Property located in St. Louis Park。 公民身份或移民身份：U.S. citizen or permanent legal resident with a Social Security number。 Must sign First Generation Homebuyer Affidavit. Not stackable with SLP first-time DPA. Loan amount depends on income/price; specific dollar maximum not published (omitted to avoid guessing).

St. Louis Park First Generation Down Payment Assistance Loan的收入限制如下：Income limits apply; loan amount depends on household income and purchase price; specific AMI threshold not published。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

St. Louis Park First Generation Down Payment Assistance Loan可用于Single Family、2-4 Unit、Townhouse和Condo。

St. Louis Park First Generation Down Payment Assistance Loan在其服务群体中提到了第一代购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

St. Louis Park First Generation Down Payment Assistance Loan服务于在St. Louis Park，Minnesota购房的购房者。

St. Louis Park First Generation Down Payment Assistance Loan的申请通过City of St. Louis Park HRA, administered by Center for Energy and Environment (CEE)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Signed purchase agreement and application at least four weeks prior to closing预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。