City of O'Fallon Down Payment Assistance Program

City of O'Fallon Down Payment Assistance Program是面向O'Fallon，Missouri购房者的可免除贷款，由City of O'Fallon, MO (Grants and Assistance) via the St. Louis County HOME Consortium管理。 The City of O'Fallon offers a Down Payment Assistance Program to assist low-to-moderate income first-time homebuyers purchasing a home in O'Fallon. The program provides a zero-interest forgivable loan toward the down payment. The program is funded through the St. Louis County HOME Consortium. Pre-purchase housing counseling is required for eligibility. Zero-interest forgivable loan of $10,000 toward the down payment on a home purchase in O'Fallon. 资金来自Federal HOME Investment Partnerships Program (HUD) funds via the St. Louis County HOME Consortium。

City of O'Fallon Down Payment Assistance Program提供最高$10,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of O'Fallon, MO (Grants and Assistance) via the St. Louis County HOME Consortium决定。

City of O'Fallon Down Payment Assistance Program是可免除贷款，满足项目条件后余额即被免除。 触发还款的情形：Forgivable loan; repayment owed if conditions (e.g., owner-occupancy) not met during the forgiveness period. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of O'Fallon Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程。 Must be a first-time, low-to-moderate income homebuyer. Pre-purchase housing counseling required. Total gross income of all household members over age 18 must not exceed HUD-set limits. Home must be in O'Fallon. Program administered in coordination with the St. Louis County HOME Consortium.

City of O'Fallon Down Payment Assistance Program的收入限制如下：Total gross household income (members over 18) not to exceed: 1 person $57,800; 2 $66,050; 3 $74,300; 4 $82,550; 5 $89,200; 6 $95,800; 7 $102,400; 8 $109,000 (HUD-established). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of O'Fallon Down Payment Assistance Program服务于在O'Fallon，Missouri购房的购房者。 该项目优先考虑指定的目标区域，因此除了县以外，具体地址也很重要。

City of O'Fallon Down Payment Assistance Program的申请通过City of O'Fallon, MO (Grants and Assistance) via the St. Louis County HOME Consortium办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。