St. Charles County HOME Down Payment Loan Program

St. Charles County HOME Down Payment Loan Program是面向St. Charles县，Missouri购房者的可免除贷款，由St. Charles County Community Development (HOME Investment Partnerships Program)管理。 The HOME-funded Down Payment Loan Program provides zero-interest down payment loans to income-eligible homebuyers purchasing in the 'St. Charles Urban County' (cities of St. Charles, St. Peters, Cottleville, Weldon Spring, New Melle, St. Paul, Wentzville and unincorporated areas of St. Charles County). Loans are second mortgages, originated and sold to the County by approved nonprofit housing counseling agencies. Purchasers do not need to be first-time homebuyers. Zero-interest down payment loan up to $10,000, structured as a second mortgage that is forgivable after five years. 资金来自Federal HOME Investment Partnerships Program (HUD) funds administered by St. Charles County。

St. Charles County HOME Down Payment Loan Program提供最高$10,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由St. Charles County Community Development (HOME Investment Partnerships Program)决定。

St. Charles County HOME Down Payment Loan Program在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Forgiven after five years; second mortgage lien with repayment if conditions not met within the forgiveness period. 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

St. Charles County HOME Down Payment Loan Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程。 Applicant need not be a first-time homebuyer. Housing counseling is required for loan amounts up to $5,000. Loans originated through approved nonprofit housing counseling agencies (Better Family Life, Beyond Housing/NHS, Housing Partnership). Apply via the Neighborly online portal. Available within the St. Charles Urban County jurisdictions.

St. Charles County HOME Down Payment Loan Program的收入限制如下：Maximum income limits by household size: 1 person $56,250; 2 $64,300; 3 $72,350; 4 $80,350; 5 $86,800; 6 $93,250. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

St. Charles County HOME Down Payment Loan Program服务于在St. Charles县，Missouri购房的购房者。 该项目优先考虑指定的目标区域，因此除了县以外，具体地址也很重要。

St. Charles County HOME Down Payment Loan Program的申请通过St. Charles County Community Development (HOME Investment Partnerships Program)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。