City of Springfield Down Payment Assistance Loan Program

City of Springfield Down Payment Assistance Loan Program是面向Springfield，Missouri购房者的可免除贷款，由City of Springfield Department of Planning & Development, Community Development / Housing Assistance Programs管理。 The City of Springfield assists first-time homebuyers (or certain displaced persons) with down payment and closing cost assistance to purchase a primary residence within the Springfield city limits. Funding is provided by federal HUD (HOME/CDBG) funds for households at or below 80% of the Springfield median income. Assistance is a deferred, forgivable loan with no interest and no monthly payments. Up to $9,000 toward down payment and closing costs as a 0% interest deferred loan that is forgiven over a 10-year period as long as the home remains the buyer's primary residence. 资金来自U.S. Department of Housing and Urban Development (HUD) federal funds。

City of Springfield Down Payment Assistance Loan Program提供最高$9,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Springfield Department of Planning & Development, Community Development / Housing Assistance Programs决定。

City of Springfield Down Payment Assistance Loan Program在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Loan is forgiven over 10 years; repayment owed if the home ceases to be the buyer's primary residence during the forgiveness period. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Springfield Down Payment Assistance Loan Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 Must be a first-time homebuyer or qualifying displaced person. Must be pre-qualified for a qualified first mortgage from a lender. Home must be located within Springfield city limits and be the buyer's primary residence. Income limits may change annually. Funding is limited. Confirm current amount/terms with the city before relying on figures.

City of Springfield Down Payment Assistance Loan Program将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income at or below 80% of the Springfield Area Median Income (limits change annually). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Springfield Down Payment Assistance Loan Program将房价上限设为$214,000。

City of Springfield Down Payment Assistance Loan Program服务于在Springfield，Missouri购房的购房者。 该项目优先考虑指定的目标区域，因此除了县以外，具体地址也很重要。

City of Springfield Down Payment Assistance Loan Program的申请通过City of Springfield Department of Planning & Development, Community Development / Housing Assistance Programs办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。