Restore SGF Down Payment Assistance

Restore SGF Down Payment Assistance是面向Springfield，Missouri购房者的补助金，由Restore SGF管理。 Restore SGF, a Springfield neighborhood-revitalization nonprofit, offers a $9,000 down payment assistance grant to qualifying first-time homebuyers purchasing in five designated historic Springfield neighborhoods (Doling Park East, Fassnight, Grant Beach, Meador Park East, and Woodland Heights). The grant is structured as a 5-year deed restriction that is forgiven if the buyer keeps the home as a primary residence for five years. $9,000 grant toward down payment/closing costs, forgiven after 5 years of owner-occupancy (repayable if sold within 5 years).

Restore SGF Down Payment Assistance提供最高$9,000的援助。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Restore SGF决定。

Restore SGF Down Payment Assistance属于补助金，因此无需偿还。 触发还款的情形：Sale of the property within the first 5 years (deed restriction)。 该援助以second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Restore SGF Down Payment Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程。 Home must be in one of five designated neighborhoods (Doling Park East, Fassnight, Grant Beach, Meador Park East, Woodland Heights). Borrower must contribute $2,000 of own funds at closing, be a first-time homebuyer or not have owned in the prior 3 years, complete a first-time homebuyer class with certificate, and sign the Restore SGF DPA Program Policies & Procedures. Income must be above 80% and not exceed 150% of AMI. Sales price must not exceed $250,000. Pre-qualification letter required from a mortgage lender located in Greene County (fixed-rate mortgage only). Deed restriction requires repayment of the $9,000 if sold within first 5 years.

Restore SGF Down Payment Assistance将家庭收入限制在地区收入中位数的150%，该数值因县和家庭人数而异。 Household income must be above 80% and not exceed 150% of Area Median Income (size-adjusted; e.g., 4-person 150% limit = $137,063, effective June 5, 2026). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Restore SGF Down Payment Assistance将房价上限设为$250,000。

Restore SGF Down Payment Assistance服务于在Springfield，Missouri购房的购房者。 该项目优先考虑指定的目标区域，因此除了县以外，具体地址也很重要。

Restore SGF Down Payment Assistance的申请通过Restore SGF办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。