City of Biloxi HOME Program Homebuyer Assistance

City of Biloxi HOME Program Homebuyer Assistance是面向Biloxi，Mississippi购房者的可免除贷款，由City of Biloxi Community Development Federal Programs Division管理。 The City of Biloxi HOME Program Homebuyer Assistance Program provides up to $30,000 to eligible first-time homebuyers purchasing a home within Biloxi city limits. Funded through HUD's HOME Investment Partnerships Program, the assistance is provided as a forgivable loan with a 10-year owner-occupancy requirement. Applicants must have been Biloxi residents for at least one year, meet income eligibility (at or below 80% AMI), complete a homebuyer education course, and obtain lender pre-approval prior to receiving assistance. Up to $30,000 toward home purchase. 0% interest forgivable loan. 10-year affordability/forgiveness period. Homebuyer education through Visions of Hope or Mercy Housing. 资金来自HUD HOME Investment Partnerships Program。

City of Biloxi HOME Program Homebuyer Assistance提供最高$30,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Biloxi Community Development Federal Programs Division决定。

City of Biloxi HOME Program Homebuyer Assistance在10年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Must reside in home as primary residence for 10 years; vacancy or failure to maintain primary residency triggers repayment。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Biloxi HOME Program Homebuyer Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Has not owned a home in the last 3 years。 关于信用，该项目说明：Must be pre-approved from a bank for mortgage financing before assistance can be approved。 须参加购房者教育课程，由Visions of Hope Inc.; Mercy Housing提供。 居住要求：Must be a Biloxi resident for at least 1 year prior to application。 Program PDF on file at biloxi.ms.us/pdf/dpaguidelines.pdf does not carry a publication date; the 2025 Consolidated Plan draft (June 2025) references the program as ongoing. Income limit example in PDF ($43,200 for 4-person) appears to be an older HUD figure; 2024 HUD HOME Low Income limit for the metro area is $60,800 — confirm current limit with administering agency. Lien position, exact forgiveness structure, and max purchase price not confirmed from available documents.

City of Biloxi HOME Program Homebuyer Assistance将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income must be at or below 80% of Area Median Income (AMI). Example cited in guidelines: household of four must have income less than $43,200 (older figure); 2024 HUD HOME Low Income limit for Gulfport-Biloxi MSA is $60,800 for 4-person household. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Biloxi HOME Program Homebuyer Assistance的房价上限如下：Not specified in program guidelines; must purchase a home in Biloxi。 符合条件的房屋类型包括Single Family。

City of Biloxi HOME Program Homebuyer Assistance服务于在Biloxi，Mississippi购房的购房者。

City of Biloxi HOME Program Homebuyer Assistance的申请通过City of Biloxi Community Development Federal Programs Division办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。