Home4All

Home4All是面向Mississippi购房者的补助金，由Mississippi Home Corporation管理。 Home4All is a HOME Investment Partnerships-funded homebuyer assistance program providing up to $25,000 in down payment and closing cost assistance to low-income buyers. Buyers must work with a HUD-approved housing counseling agency and complete homebuyer education before a loan can be reserved. Up to $25,000 in homebuyer assistance toward down payment and closing costs; subject to an affordability period. 资金来自HUD HOME Investment Partnerships Program。

Home4All提供最高$25,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Mississippi Home Corporation决定。

Home4All属于补助金，因此无需偿还。 触发还款的情形：Subject to an affordability period; details determined by MHC/HOME requirements. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Home4All面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Cannot have owned or had an interest in a principal residence within the past three years. 须参加购房者教育课程，由HUD-approved housing counseling agencies.提供。 公民身份或移民身份：Must be a U.S. citizen. Buyer MUST contact the area housing counseling agency and complete homebuyer education BEFORE any loan can be reserved; a certificate of completion is required. Down payment assistance cannot exceed 50% of the purchase price. Grant amount is based on documented need and is subject to an affordability period. Property must be in an eligible area and meet local housing quality standards / Section 8 Housing Quality Standards. Purchase price limits vary by county.

Home4All将家庭收入限制在地区收入中位数的80%，该数值因县和家庭人数而异。 Household income must be below 80% of area median income, adjusted for family size. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Home4All的房价上限如下：Purchase price limits vary by county (see Home4All acquisition limits). 符合条件的房屋类型包括Single Family、Condominium、Townhome和Manufactured Home。 新建房屋符合条件。 预制房屋符合条件。

Home4All服务于在Mississippi任何地方购房的购房者。 该项目针对特定区域：Must be in an eligible area as defined by the program.

Home4All的申请通过Mississippi Home Corporation办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。