看看您可能符合哪些条件

本页面由机器翻译。英文版本为原文。

市级项目延期

City of Jackson Homebuyer Assistance Program

City of Jackson Homebuyer Assistance Program是面向Jackson,Mississippi购房者的延期第二贷款,由City of Jackson Office of Housing and Community Development (OHCD)管理。

最近核实于来源:City of Jackson Office of Housing and Community Development (OHCD)

该项目要求

  • 房屋作为主要住所自住
  • 完成购房者教育课程,由Approved 8-hour homeownership education course.提供
  • 居住要求:Property must be located within the city limits of Jackson.
  • Home must be within Jackson city limits and used as the applicant's primary residence for the affordability period. Applicant must complete an approved 8-hour homeownership education course. Administered through nonprofit subrecipients (e.g., Voice of Calvary Ministries). Specific assistance dollar amount, lien terms, and forgiveness/repayment terms not published.
  • 位于Jackson市界内的房屋

不适用于

  • 超过$156,000房价上限的购房
  • 收入超过地区收入中位数80%的家庭
  • Jackson以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

收入限制

80% Hinds County地区收入中位数的比例

HUD每年设定地区收入中位数。限额随家庭人数变化,因此五口之家的限额高于单身购房者。

$91,400
地区收入中位数,4人家庭(HUD,2026)

适用地区

Jackson的房屋

  • 66.1% 独栋
  • 2.6% 联排
  • 8.5% 2–4个单元
  • 21.7% 5+个单元
  • 1.2% 活动房屋及其他

$111,700

Jackson房屋价值中位数

72.8%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Jackson购房

如何申请

  1. 参加购房者教育课程

    项目要求,由Approved 8-hour homeownership education course.提供。

  2. 联系City of Jackson Office of Housing and Community Development (OHCD)预留资金

    资金向提供方预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

City of Jackson Homebuyer Assistance Program是什么?

City of Jackson Homebuyer Assistance Program是面向Jackson,Mississippi购房者的延期第二贷款,由City of Jackson Office of Housing and Community Development (OHCD)管理。 The City of Jackson awards HOME Investment Partnerships funds to nonprofit partners to provide down payment assistance to low- and moderate-income households purchasing homes within Jackson city limits. Assistance amount is tailored to the family's need to ensure affordability. Down payment assistance amount set based on the needs of the family to ensure affordability. 资金来自HUD HOME Investment Partnerships Program。

需要偿还吗?

City of Jackson Homebuyer Assistance Program为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

City of Jackson Homebuyer Assistance Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程,由Approved 8-hour homeownership education course.提供。 居住要求:Property must be located within the city limits of Jackson. Home must be within Jackson city limits and used as the applicant's primary residence for the affordability period. Applicant must complete an approved 8-hour homeownership education course. Administered through nonprofit subrecipients (e.g., Voice of Calvary Ministries). Specific assistance dollar amount, lien terms, and forgiveness/repayment terms not published.

收入限制是多少?

City of Jackson Homebuyer Assistance Program将家庭收入限制在地区收入中位数的80%,该数值因县和家庭人数而异。 Annual household income at or below 80% of area median income (AMI). 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

City of Jackson Homebuyer Assistance Program将房价上限设为$156,000。

适用于哪些地区?

City of Jackson Homebuyer Assistance Program服务于在Jackson,Mississippi购房的购房者。

如何申请?

City of Jackson Homebuyer Assistance Program的申请通过City of Jackson Office of Housing and Community Development (OHCD)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由City of Jackson Office of Housing and Community Development (OHCD)设定,并可能变化;申请前请在官方网站上确认。