Habitat for Humanity Mississippi Capital Area Homeownership Program

Habitat for Humanity Mississippi Capital Area Homeownership Program是面向Jackson，Mississippi购房者的第一抵押贷款，由Habitat for Humanity Mississippi Capital Area管理。 Habitat for Humanity Mississippi Capital Area offers an affordable homeownership path for low- to moderate-income individuals and families in Hinds, Madison, and Rankin counties (Jackson metro). Qualified buyers purchase Habitat-built or renovated homes through a 30-year, 0% interest mortgage with monthly payments targeted at $700-$850 (including taxes and insurance). Applicants must demonstrate need for affordable housing, ability to make a $1,000 down payment and monthly payments, and willingness to partner with Habitat by completing required sweat equity hours and homeownership education workshops. Selection is based on need, willingness to partner, and ability to repay. 30-year zero-interest mortgage. Monthly payments of $700-$850 (PITI). $1,000 down payment only. Homeownership education workshops included. New and renovated Habitat homes in Jackson metro. No outside lender qualification required.

Habitat for Humanity Mississippi Capital Area Homeownership Program是第一抵押贷款，按Habitat for Humanity Mississippi Capital Area设定的条款偿还。 触发还款的情形：Sale or cessation of owner-occupancy。 该援助以First顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity Mississippi Capital Area Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：No stated minimum credit score; good references and history of paying bills required. Clear background check required. 须参加购房者教育课程，由Habitat for Humanity Mississippi Capital Area — required workshops on financial management, wills and estate planning, and homeownership skills.提供。 Applicants must complete at least 250 hours of sweat equity (working on their own home or volunteering with community partners). Must have good references, a source of income, a clear background check, no excessive debt, and no active liens or judgments. No sex offender registration. Housing application process through HFHMCA Family Services VP; contact homeowners@habitatmca.org for more information. Coverage: Hinds, Madison, and Rankin counties.

Habitat for Humanity Mississippi Capital Area Homeownership Program的收入限制如下：Monthly income range by household size (at time of research): 1 person: $1,600-$4,266; 2 persons: $1,830-$4,753; 3 persons: $2,058-$5,483; 4 persons: $2,283-$6,091; 5 persons: $2,465-$6,579; 6 persons: $2,650-$7,066; 7 persons: $2,835-$7,554; 8 persons: $3,016-$8,041. Minimum income must support all homeownership expenses. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity Mississippi Capital Area Homeownership Program的房价上限如下：Monthly mortgage payment (including principal, taxes, and insurance) targeted at $700-$850; specific home prices not published. 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity Mississippi Capital Area Homeownership Program服务于在Jackson，Mississippi购房的购房者。 该项目针对特定区域：Hinds, Madison, and Rankin counties (Jackson metropolitan area)。

Habitat for Humanity Mississippi Capital Area Homeownership Program的申请通过Habitat for Humanity Mississippi Capital Area办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。