Easy8

Easy8是面向Statewide，Mississippi购房者的延期第二贷款。 MHC bond DPA: 30-year fixed first + $8,000 deferred soft-second @ 0% (due-on-sale/refi/non-owner-occ/payoff). Statewide. FTHB required (waived in targeted areas/for vets). Easy8 is Mississippi Home Corporation's bond-funded homebuyer program providing a 30-year fixed-rate first mortgage (FHA, VA, USDA-RD, Fannie Mae/Freddie Mac) plus $8,000 in down payment and closing-cost assistance. The DPA is structured as a 0% interest second mortgage with NO monthly payments and NO forgiveness schedule - the full $8,000 principal is due-on-sale, refinance, non-owner-occupancy, or first-mortgage payoff (deferred soft second). Funds may be used toward down payment, customary closing costs, or prepaid items. No liquid asset limit. 资金来自State和Bond。

Easy8为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Full $8,000 principal due upon sale, refinance, transfer, non-owner-occupancy, or payoff of the first mortgage. No monthly payments. Not forgivable. 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Easy8面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：Federally designated targeted census tracts and honorably discharged veterans waive the first-time-homebuyer requirement. 关于信用，该项目说明：640 minimum FICO per participating lender / servicer overlays. 须参加购房者教育课程，由MHC-approved homebuyer education provider (Framework, eHome America, or HUD-approved counseling agency).提供。 居住要求：Property must be located in Mississippi (statewide) and serve as the borrower's principal residence. 公民身份或移民身份：U.S. citizen, permanent resident, or qualifying non-permanent resident alien per first-mortgage product overlays. First-time homebuyer required (waived in federally targeted census tracts and for honorably discharged veterans). Property must be in Mississippi, owner-occupied principal residence. Income within MRB county/household-size table ($78,100 non-targeted 1-2p up to $136,640 targeted 3+p). Purchase price $314,760 non-targeted / $380,640 targeted. Homebuyer education required. Credit qualify with participating lender.

Easy8将家庭收入限制在$136,640。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Easy8将房价上限设为$380,640。 符合条件的房屋类型包括Single-family detached, condominium, townhouse, PUD和manufactured home on permanent foundation per servicer overlays. 新建房屋符合条件。 预制房屋符合条件。

Easy8在其服务群体中提到了退伍军人、现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Easy8服务于在Statewide，Mississippi购房的购房者。 该项目针对特定区域：Federally designated targeted census tracts where MRB FTHB requirement is waived and higher income / purchase price limits apply.

Easy8的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Reserved through MHC's Lender Online portal at time of rate lock by approved participating lender.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。