Habitat for Humanity of the Pine Belt Homeownership Program

Habitat for Humanity of the Pine Belt Homeownership Program是面向Hattiesburg，Mississippi购房者的首付援助，由Habitat for Humanity of the Pine Belt管理。 Habitat affiliate serving the Pine Belt region (Forrest, Jones, Lamar, Marion Counties) provides newly constructed homes via 0%-interest mortgage to families with incomes between 30%–60% of AMI with DTI not exceeding 40%. Attendance at an orientation session is required to receive an application — not publicly distributed otherwise. 2026 orientations were held in February 2026 at Hub City Bingo Hall, Hattiesburg. Children may not attend orientations. Home visit required to verify housing need. 73+ homes built to date. 0%-interest mortgage; new construction home; builds pride through sweat equity participation; serves four-county Pine Belt region. 资金来自Habitat for Humanity affiliate fundraising, donations, ReStore proceeds。

Habitat for Humanity of the Pine Belt Homeownership Program是首付援助，按Habitat for Humanity of the Pine Belt设定的条款偿还。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Habitat for Humanity of the Pine Belt Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 关于信用，该项目说明：Not published; must demonstrate ability to repay affordable mortgage。 须参加购房者教育课程，由Habitat for Humanity of the Pine Belt orientation (required, approx. 1 hour)提供。 居住要求：Must live or work in Forrest, Jones, Lamar, or Marion County。 MUST attend orientation to receive application. 2026 orientations held Feb 23–28, 2026 at Hub City Bingo Hall, 215 Broadway Drive Suite 70, Hattiesburg. Call 601-582-4663 to register in advance. Children may not attend. Income must be 30%–60% AMI. DTI cannot exceed 40%. Must live or work in Forrest, Jones, Lamar, or Marion County. Must provide photo ID, proof of housing need, and proof of monthly income at orientation.

Habitat for Humanity of the Pine Belt Homeownership Program将家庭收入限制在地区收入中位数的60%，该数值因县和家庭人数而异。 30%–60% of HUD Area Median Income; both a floor and ceiling apply. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Habitat for Humanity of the Pine Belt Homeownership Program的房价上限如下：Habitat-built home; purchase price set by affiliate as affordable 0%-interest mortgage。 符合条件的房屋类型包括single_family。 新建房屋符合条件。 预制房屋不符合条件。

Habitat for Humanity of the Pine Belt Homeownership Program服务于在Hattiesburg，Mississippi购房的购房者。 该项目针对特定区域：Forrest, Jones, Lamar, and Marion Counties。

Habitat for Humanity of the Pine Belt Homeownership Program的申请通过Habitat for Humanity of the Pine Belt办理，该机构在其网站上公布现行条款和申请步骤。 资金通过orientation_required预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。