Trusty 10 Plus 2

Trusty 10 Plus 2是面向Statewide，Mississippi购房者的补助金，由Mississippi Home Corporation (MHC)管理。 Trusty 10 Plus 2 is an enhancement of MHC's Trusty10 program created through a 2026 partnership between Mississippi REALTORS (centennial year) and Mississippi Home Corporation. It provides an additional $2,000 grant to a limited number of eligible Mississippi homebuyers, supplementing Trusty10's existing $10,000 second-mortgage down payment and closing-cost assistance for a combined $12,000 in assistance while funds last. Additional $2,000 grant (not repaid) on top of Trusty10's $10,000 second mortgage. $12,000 total down payment/closing-cost assistance. Pairs with an MHC 30-year fixed first mortgage. 资金来自Mississippi REALTORS centennial grant to Mississippi Home Corporation.

Trusty 10 Plus 2提供最高$2,000的援助。 该项目可与MHC Trusty10 (required pairing).结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Mississippi Home Corporation (MHC)决定。

Trusty 10 Plus 2属于补助金，因此无需偿还。 触发还款的情形：The $2,000 Plus 2 portion is a grant and is not repaid. The companion Trusty10 $10,000 second mortgage is repaid as principal & interest over 15 years. 该援助以Grant has no lien; companion Trusty10 assistance is a subordinate (second) lien behind the first mortgage.顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Trusty 10 Plus 2面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time homebuyer requirement waived in MHC Target Areas and for veterans. 关于信用，该项目说明：Per participating lender guidelines. 须参加购房者教育课程，由MHC-approved homebuyer education (per Trusty10 requirements).提供。 居住要求：Property must be located in Mississippi. $2,000 grant enhancement (announced 2026-06-11) layered on MHC Trusty10's $10,000 second mortgage; must qualify for and pair with Trusty10. Available while limited Mississippi REALTORS grant funds last. FTHB requirement waived in MHC Target Areas and for veterans. Credit score, DTI, and exact county income/purchase-price limits follow MHC Trusty10 guidelines and were not restated; left blank rather than guessed.

Trusty 10 Plus 2的收入限制如下：Household income must be within MHC income limits for the county of purchase (county-specific, updated annually; 2026 limits effective for reservations on/after 2026-05-18). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Trusty 10 Plus 2的房价上限如下：Within MHC acquisition/purchase-price limits for the county of purchase. 符合条件的房屋类型包括Single Family。

Trusty 10 Plus 2在其服务群体中提到了退伍军人。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Trusty 10 Plus 2服务于在Statewide，Mississippi购房的购房者。 该项目针对特定区域：MHC Target Areas (economically distressed census tracts); first-time homebuyer requirement waived there and for veterans.

Trusty 10 Plus 2的申请通过Mississippi Home Corporation (MHC)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过MHC lender reservation system (via participating lenders).预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。