HOPE Credit Union Affordable Housing Program

HOPE Credit Union Affordable Housing Program是面向Mississippi购房者的第一抵押贷款，由Hope Credit Union (HOPE / Hope Federal Credit Union)管理。 HOPE Credit Union's Affordable Housing Program is a special mortgage option for low- to moderate-income borrowers across the Deep South (including Mississippi), offering up to 100% financing, no PMI, flexible credit standards, and assistance toward down payment and closing costs. HOPE is a CDFI credit union. 100% financing on homes up to $350,000 and 97% financing up to $425,000; no private mortgage insurance; competitive fixed rates; nontraditional/alternative credit accepted; assistance toward down payment and closing costs; qualified borrowers may be eligible for down payment assistance based on availability and location.

HOPE Credit Union Affordable Housing Program是第一抵押贷款，按Hope Credit Union (HOPE / Hope Federal Credit Union)设定的条款偿还。 该援助以first顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

HOPE Credit Union Affordable Housing Program面向将房屋作为主要住所自住的购房者。 该项目列出的最低信用分数为580。 须参加购房者教育课程。 Must be a HOPE Credit Union member. Down payment assistance availability depends on funding and property location. Alternative credit requires at least 3 lines of verified credit over 12 months. Specific DPA dollar amount/terms not published; confirm with a HOPE mortgage lender.

HOPE Credit Union Affordable Housing Program将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 No income limits in designated target areas; up to 120% of area median income (AMI) allowed in non-target areas. 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

HOPE Credit Union Affordable Housing Program将房价上限设为$425,000。

HOPE Credit Union Affordable Housing Program服务于在Mississippi任何地方购房的购房者。 该项目针对特定区域：Income limits are waived in designated target areas.

HOPE Credit Union Affordable Housing Program的申请通过Hope Credit Union (HOPE / Hope Federal Credit Union)办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。