JustRate

JustRate是面向Mississippi购房者的第一抵押贷款，由Mississippi Home Corporation管理。 JustRate allows a homebuyer to utilize a lower competitive interest rate offered through the Mortgage Revenue Bond (MRB) program without receiving down payment assistance. It is a 30-year fixed-rate first mortgage offering the lowest rate among MHC's MRB programs. Lowest interest rate of any MHC MRB program; 30-year fixed rate; no liquid asset limit. 资金来自Mortgage Revenue Bonds。

JustRate是第一抵押贷款，按Mississippi Home Corporation设定的条款偿还。 该援助以first顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

JustRate面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time homebuyer rule does not apply to buyers purchasing in designated Target Areas, or to qualified veterans. 须参加购房者教育课程。 No down payment assistance is included with this product; it is a standalone low-rate first mortgage. Income limits vary by county. Acquisition/purchase price limits apply (MRB). Rates subject to change.

JustRate的收入限制如下：Must be within income guidelines for the county in which the home is purchased (MRB program limits). 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

JustRate在其服务群体中提到了退伍军人。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

JustRate服务于在Mississippi任何地方购房的购房者。 该项目针对特定区域：Certain areas of the state designated as Target Areas are exempt from the first-time homebuyer requirement.

JustRate的申请通过Mississippi Home Corporation办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。