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本页面由机器翻译。英文版本为原文。

县级项目

Starkville Area Habitat for Humanity Homeownership Program

Starkville Area Habitat for Humanity Homeownership Program是面向Starkville,Mississippi购房者的首付援助,由Starkville Area Habitat for Humanity管理。

最近核实于来源:Starkville Area Habitat for Humanity

该项目要求

  • 首次购房者——该项目有自己的定义
  • 房屋作为主要住所自住
  • 关于信用:Not published; applicants must demonstrate ability to repay affordable mortgage
  • 完成购房者教育课程,由Emerson Family Resource Center; Oktibbeha County MSU Extension Office提供
  • Must take 3 life-improvement classes from approved provider (Emerson Family Resource Center or Oktibbeha County MSU Extension Office), including one budgeting/financial literacy class. Must complete 300 sweat equity hours (100 hours minimum by partner family). Monthly meetings with Family Nurture committee. Call 662-324-7008 for next application cycle dates.
  • 位于Oktibbeha County的房屋

不适用于

  • 预制房屋
  • Oktibbeha County以外的房屋

这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。

适用地区

Oktibbeha County的房屋

  • 48.4% 独栋
  • 4.1% 联排
  • 13.3% 2–4个单元
  • 22.5% 5+个单元
  • 11.8% 活动房屋及其他

勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。

$237,700

Oktibbeha County房屋价值中位数

29.5%

建于1980年之前

美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Oktibbeha County购房

如何申请

  1. 参加购房者教育课程

    项目要求,由Emerson Family Resource Center; Oktibbeha County MSU Extension Office提供。

  2. 联系Starkville Area Habitat for Humanity预留资金

    资金向提供方预留,视资金情况而定。

  3. 与办理该项目的贷款机构合作

    Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

关于本项目的问题

Starkville Area Habitat for Humanity Homeownership Program是什么?

Starkville Area Habitat for Humanity Homeownership Program是面向Starkville,Mississippi购房者的首付援助,由Starkville Area Habitat for Humanity管理。 Habitat affiliate provides newly constructed homes sold via a 0%-interest affordable mortgage to qualifying families demonstrating need, ability to pay, and willingness to partner. Homebuyers must complete 300 sweat equity hours, take three life-improvement education classes (including budgeting/financial literacy), and meet monthly with the Family Nurture committee. Process from application to move-in typically takes one year or more. 0%-interest mortgage on Habitat-built home; homebuyer education included; community support through Family Nurture committee. 资金来自Habitat for Humanity affiliate fundraising, donations, ReStore proceeds。

需要偿还吗?

Starkville Area Habitat for Humanity Homeownership Program是首付援助,按Starkville Area Habitat for Humanity设定的条款偿还。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。

谁符合条件?

Starkville Area Habitat for Humanity Homeownership Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 关于信用,该项目说明:Not published; applicants must demonstrate ability to repay affordable mortgage。 须参加购房者教育课程,由Emerson Family Resource Center; Oktibbeha County MSU Extension Office提供。 Must take 3 life-improvement classes from approved provider (Emerson Family Resource Center or Oktibbeha County MSU Extension Office), including one budgeting/financial literacy class. Must complete 300 sweat equity hours (100 hours minimum by partner family). Monthly meetings with Family Nurture committee. Call 662-324-7008 for next application cycle dates.

收入限制是多少?

Starkville Area Habitat for Humanity Homeownership Program的收入限制如下:Income must demonstrate need and ability to pay affordable mortgage; specific AMI % not published on primary website。 该限制适用于家庭总收入,而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。

可用于哪类房屋?

Starkville Area Habitat for Humanity Homeownership Program的房价上限如下:Habitat-built home; purchase price set by affiliate as affordable 0%-interest mortgage。 符合条件的房屋类型包括single_family。 新建房屋符合条件。 预制房屋不符合条件。

适用于哪些地区?

Starkville Area Habitat for Humanity Homeownership Program服务于在Starkville,Mississippi购房的购房者。

如何申请?

Starkville Area Habitat for Humanity Homeownership Program的申请通过Starkville Area Habitat for Humanity办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。

项目条款由Starkville Area Habitat for Humanity设定,并可能变化;申请前请在官方网站上确认。