Home Amortizing Second Mortgage

Home Amortizing Second Mortgage是面向Great Falls，Montana购房者的延期第二贷款。 NWGF amortizing second mortgage for above-80%-AMI buyers in City of Great Falls / Cascade County. Variable rate, standard amortizing terms. NWGF's Home Amortizing Second Mortgage provides standard amortizing second-mortgage DPA for buyers ABOVE 80% AMI (up to 125% AMI). Designed to fill the gap between the total financing needed and the amount the primary first-mortgage lender will lend, plus down payment and closing costs. Variable interest rate set by NWGF. standard amortizing terms (typically 10-15 years). Available throughout the City of Great Falls and broader Cascade County. Pairs with MBOH or NWGF/NWMT first-mortgage products. 资金来自Local和NWGF。

Home Amortizing Second Mortgage为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Monthly amortizing payments per loan term. Balance due on sale, refinance, transfer, or non-owner-occupancy. 该援助以2nd Lien顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Home Amortizing Second Mortgage面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：640 minimum mid-FICO typical; per NWGF and first-mortgage lender underwriting. 须参加购房者教育课程，由NWGF Homebuyer Education ($75 per household) required.提供。 居住要求：Property must be located in Cascade County, Montana, and serve as borrower's primary residence. 公民身份或移民身份：Per first-mortgage product overlays. Property must be located in City of Great Falls or Cascade County, Montana. Owner-occupied primary residence. Annual household income above 80% AMI but at or below 125% AMI for Cascade County (per seed: $47,050 lower band, up to $138,672 1p-8p upper). 640 mid-FICO typical. 45% max DTI. NWGF Homebuyer Education required.

Home Amortizing Second Mortgage将家庭收入限制在地区收入中位数的125%，该数值因县和家庭人数而异。 Targeted at borrowers ABOVE 80% AMI up to 125% AMI Cascade County (per seed: $47,050 1p-up to $138,672 8p). Lower band overlaps with deferred-loan program. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Home Amortizing Second Mortgage的房价上限如下：Per first-mortgage product. 符合条件的房屋类型包括Single-family detached, condominium, townhouse, PUD per NWGF underwriting. 新建房屋符合条件。 预制房屋符合条件。

Home Amortizing Second Mortgage在其服务群体中提到了现役军人、预备役人员和国民警卫队成员和遗属配偶。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Home Amortizing Second Mortgage服务于在Great Falls，Montana购房的购房者。

Home Amortizing Second Mortgage的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Direct application to NWGF; subject to funding availability and homebuyer education completion.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。