NeighborWorks Great Falls Low-Mod Amortizing Second

NeighborWorks Great Falls Low-Mod Amortizing Second是面向Great Falls，Montana购房者的需偿还的第二贷款，由NeighborWorks Great Falls管理。 An amortizing subordinate (second) mortgage from NeighborWorks Great Falls providing $2,500-$20,000 toward closing costs/down payment for buyers in Great Falls and Cascade County. The rate is set 1.00% below the first-mortgage rate (floor 2.00%), with an additional 0.5% reduction for preferred-partner lenders. Income limits are generous (up to 150% AMI; 115% for FHA), and there is no minimum credit score beyond first-mortgage approval. Below-market rate (1% under first mortgage). Up to 150% AMI eligibility. No minimum credit score. Extra 0.5% cut with preferred partners. Manufactured/condo/duplex/ADU eligible. 资金来自NeighborWorks Great Falls revolving loan funds。

NeighborWorks Great Falls Low-Mod Amortizing Second提供$2,500至$20,000的援助。 购房者自付部分：Minimum $1,000 of own funds; FHA borrowers must contribute required 3.5% down. 该项目可与MBOH/FHA/VA/USDA/Conventional first mortgage结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由NeighborWorks Great Falls决定。

NeighborWorks Great Falls Low-Mod Amortizing Second是需偿还的第二贷款，按NeighborWorks Great Falls设定的条款偿还。 触发还款的情形：Amortizing monthly payments via ACH over loan term (15-30 yr). 该援助以2nd顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

NeighborWorks Great Falls Low-Mod Amortizing Second面向将房屋作为主要住所自住的购房者。 关于信用，该项目说明：No minimum credit score, but must have approval/eligible finding from first mortgage. 须参加购房者教育课程，由NWGF-approved homebuyer education class提供。 居住要求：Property in Great Falls or Cascade County only。 This is NWGF's own local amortizing second (distinct from the statewide NeighborWorks Montana product) - Great Falls/Cascade County only, $20k cap, $425 origination fee.

NeighborWorks Great Falls Low-Mod Amortizing Second将家庭收入限制在地区收入中位数的150%，该数值因县和家庭人数而异。 Income at or below 150% of HUD median income adjusted for family size and county where home is located. For FHA first mortgages, max borrower income is 115% of county median. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

NeighborWorks Great Falls Low-Mod Amortizing Second的房价上限如下：Limits only as defined by the first mortgage. Total household assets cannot exceed $100,000. 符合条件的房屋类型包括Single-family detached、Manufactured home on permanent foundation、Condo、Townhome、PUD、Duplex和ADU。 预制房屋符合条件。

NeighborWorks Great Falls Low-Mod Amortizing Second服务于在Great Falls，Montana购房的购房者。

NeighborWorks Great Falls Low-Mod Amortizing Second的申请通过NeighborWorks Great Falls办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Lender packages submitted to NWGF预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。