Homebuying HERO Program (City of Fayetteville)

Homebuying HERO Program (City of Fayetteville)是面向Fayetteville，North Carolina购房者的可免除贷款，由City of Fayetteville Economic & Community Development Department管理。 The Homebuying HERO (Homebuyer Education and Readiness Opportunity) Program, administered by the City of Fayetteville Economic & Community Development Department, provides up to $30,000 in gap financing toward purchasing a home within Fayetteville city limits as a 0% interest forgivable loan for down payment and closing costs. Three tiers: Citizen HERO (up to $20,000, residents at or below 120% AMI), Public Service HERO (up to $30,000, government/healthcare/education employees and public-service retirees at or below 120% AMI), and City Employee HERO (up to $30,000, City employees at or below 140% AMI). Up to $30,000 gap financing (down payment and closing costs). 0% interest forgivable loan. Citizen HERO up to $20,000; Public Service and City Employee HERO up to $30,000. HOME-funded (no buyer match required for low/moderate income). 资金来自HUD HOME Investment Partnerships Program (HOME); historically CDBG prior to May 2024 expansion。

Homebuying HERO Program (City of Fayetteville)提供最高$30,000的援助。 援助档次：Citizen HERO: up to $20,000; City of Fayetteville residents; <=120% AMI; 10-year forgiveness. Public Service HERO: up to $30,000; government/healthcare/education employees and public-service retirees; <=120% AMI; 10-year forgiveness. City Employee HERO: up to $30,000; City of Fayetteville employees; <=140% AMI; 5-year forgiveness. 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Fayetteville Economic & Community Development Department决定。

Homebuying HERO Program (City of Fayetteville)是可免除贷款，满足项目条件后余额即被免除。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Homebuying HERO Program (City of Fayetteville)面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Kingdom Community Development Corporation (First Time Homebuyers Workshop, fourth Saturday monthly at Fayetteville Tech) plus HUD-certified 1-on-1 counseling.提供。 PROGRAM TEMPORARILY CLOSED to new applications as of June 2026 (down payment assistance funds exhausted); reopening subject to funding and possible policy/process changes; previously submitted applications still reviewed (submission does not guarantee assistance). 0% interest forgivable loan; forgiveness term by tier (Citizen/Public Service HERO 10-year affordability period; City Employee HERO 5-year), pro-rated annual forgiveness. Home must be within Fayetteville city limits. First Time Homebuyers Workshop (Kingdom CDC) plus HUD-certified 1-on-1 counseling required before applying. Apply through a participating lender. First-time homebuyer required (HUD 3-year rule).

Homebuying HERO Program (City of Fayetteville)将家庭收入限制在地区收入中位数的120%，该数值因县和家庭人数而异。 Citizen and Public Service HERO: gross household income at or below 120% AMI; City Employee HERO: at or below 140% AMI, adjusted for family size. 2026 120% and 140% AMI tables published on program page as images (specific dollar figures not machine-readable). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Homebuying HERO Program (City of Fayetteville)在其服务群体中提到了教育工作者、执法人员、消防员和医护人员。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Homebuying HERO Program (City of Fayetteville)服务于在Fayetteville，North Carolina购房的购房者。

Homebuying HERO Program (City of Fayetteville)的申请通过City of Fayetteville Economic & Community Development Department办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。