City of Wilmington HOP 2gether Program

City of Wilmington HOP 2gether Program是面向Wilmington，North Carolina购房者的延期第二贷款，由City of Wilmington Community Development & Housing Division管理。 HOP 2gether is a year-long homebuyer readiness program offered by the City of Wilmington that assists first-time homebuyers at or below 60% Area Median Income (AMI) to qualify for a mortgage. Upon program completion, participants become eligible to receive up to $25,000 in additional down payment assistance. Benefits can be stacked with the HOP (Home Ownership Pool), CPLP, or other down payment assistance programs. Up to $25,000 in down payment assistance upon completion of the year-long HOP 2gether program. Access to free housing education resources including housing counseling, quarterly workshops, and homebuyer education. Stackable with HOP, CPLP, or other DPA programs. 资金来自Local Government。

City of Wilmington HOP 2gether Program提供最高$25,000的援助。 该项目可与City of Wilmington HOP (Home Ownership Pool); CPLP (Community Partners Loan Pool via NCHFA/Kingdom CDC); other DPA programs.结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Wilmington Community Development & Housing Division决定。

City of Wilmington HOP 2gether Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 该援助以2顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

City of Wilmington HOP 2gether Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由City of Wilmington HUD-Certified Housing Counselors. Year-long program includes pre-purchase, post-purchase, financial management, and credit education counseling by appointment.提供。 居住要求：Property must be within City of Wilmington city limits. First-time homebuyer. Household income at or below 60% AMI. Applicants must complete the year-long HOP 2gether program (free one-on-one housing counseling, quarterly workshops, and homebuyer education) before becoming eligible for the $25,000 DPA. Property must be within City of Wilmington city limits. Stacks with HOP (up to $25,000 additional from partner banks) and CPLP. Income limit dollar amounts not publicly posted; contact Housing Division at 910-341-7836. Pre-qualification does not require appointment; all documentation submitted by mail or drop-off.

City of Wilmington HOP 2gether Program将家庭收入限制在地区收入中位数的60%，该数值因县和家庭人数而异。 Household income at or below 60% AMI for Wilmington MSA (New Hanover County HUD area). Specific income limit table by household size not published on program page; contact Housing Division for current limits. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

City of Wilmington HOP 2gether Program可用于Single-family detached和Townhome。 新建房屋符合条件。 预制房屋不符合条件。

City of Wilmington HOP 2gether Program在其服务群体中提到了退伍军人、现役军人和预备役人员和国民警卫队成员。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

City of Wilmington HOP 2gether Program服务于在Wilmington，North Carolina购房的购房者。

City of Wilmington HOP 2gether Program的申请通过City of Wilmington Community Development & Housing Division办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。