Down Payment Assistance

Down Payment Assistance是面向Statewide县，North Carolina购房者的补助金。 The NC Realtors Housing Foundation Down Payment Assistance Grant is a statewide cash-grant program providing $1,500-$8,000 to first-time homebuyers in North Carolina. Funded by NCR member contributions and the Foundation's general fund; distributed via NCR member Realtors. No repayment. Cash grant of $1,500 - $8,000 (no repayment) toward down payment and/or closing costs. Statewide. available through participating Realtor referrals. 资金来自North Carolina Realtors Housing Foundation (501(c)(3))。

Down Payment Assistance提供最高$2,500的援助。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由管理该项目的机构决定。

Down Payment Assistance属于补助金，因此无需偿还。 触发还款的情形：None - true grant. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Down Payment Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 此处的“首次”有例外情况：First-time homebuyer (3-year look-back). 关于信用，该项目说明：No published minimum; lender underwriting governs. 居住要求：Property in North Carolina. 公民身份或移民身份：U.S. citizen or qualified alien. Buyer must work with an NC Realtors member real estate agent. Property must be in North Carolina. First-time homebuyer required. Income up to 150% HUD AMI. Application via NC Realtors Housing Foundation.

Down Payment Assistance将家庭收入限制在地区收入中位数的150%，该数值因县和家庭人数而异。 Household income up to 150% HUD AMI for the property county (varies): typical range $42,800 (1p, lower-AMI county) - $137,550 (4p, higher-AMI county). 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Down Payment Assistance将房价上限设为$456,000。 符合条件的房屋类型包括Single-family detached, townhouse, condominium. 新建房屋符合条件。 预制房屋不符合条件。

Down Payment Assistance在其服务群体中提到了现役军人、预备役人员和国民警卫队成员、遗属配偶、执法人员、消防员、医护人员和残障购房者。 在此列出仅表示项目提到了该群体，并不表示仅凭群体身份即可使申请人符合条件——其余资格规则仍然适用。

Down Payment Assistance服务于在Statewide县，North Carolina购房的购房者。

Down Payment Assistance的申请通过管理该项目的机构办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Realtor-driven; submit application through NCR member.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。