本页面由机器翻译。英文版本为原文。
Monroe-Union County CDC Down Payment Assistance Program
Monroe-Union County CDC Down Payment Assistance Program是面向Monroe,North Carolina购房者的延期第二贷款,由Monroe-Union County Community Development Corporation (MUCCDC)管理。
该项目要求
- 首次购房者——该项目有自己的定义
- 房屋作为主要住所自住
- 完成购房者教育课程,由MUCCDC pre-homeownership counseling; eHome America online homebuyer class (https://www.ehomeamerica.org/muccdc).提供
- 居住要求:$7,500 tier applies to families living in Monroe and purchasing in Monroe.
- DPA assistance_type (deferred vs forgivable) and interest rate not explicitly stated on the source; marked deferred_loan as best inference, verify with the agency. Income limits and credit/DTI not published. MUCCDC's Housing Rehabilitation program is NOT accepting applications, but DPA is listed as available.
- 位于Monroe市界内的房屋
不适用于
- Monroe以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Monroe的房屋Monroe的房屋,以及本项目接受的房屋
- 71.3% 独栋独栋住宅
- 4.8% 联排联排别墅
- 9.1% 2–4个单元2–4个单元
- 12.3% 5+个单元公寓和共管公寓楼(5+个单元)
- 2.5% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$309,100
Monroe房屋价值中位数
39.5%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Monroe购房
如何申请
如何申请三个步骤,按此顺序
参加购房者教育课程
项目要求,由MUCCDC pre-homeownership counseling; eHome America online homebuyer class (https://www.ehomeamerica.org/muccdc).提供。
联系Monroe-Union County Community Development Corporation (MUCCDC)预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Monroe-Union County CDC Down Payment Assistance Program是什么?
Monroe-Union County CDC Down Payment Assistance Program是面向Monroe,North Carolina购房者的延期第二贷款,由Monroe-Union County Community Development Corporation (MUCCDC)管理。 Down payment assistance for income-eligible first-time homebuyers offered by the Monroe-Union County Community Development Corporation, a HUD-approved housing counseling agency. Funds may be applied to closing costs, lender-required down payment, and prepaid expenses. Families living in and purchasing in Monroe can receive up to $7,500, paired with the agency's pre-homeownership counseling. Up to $7,500 toward down payment, closing costs, and prepaid expenses. Paired with free HUD-approved housing counseling. 资金来自Administered by MUCCDC (nonprofit CDC); agency also channels NCHFA / NC Dept. of Commerce funding for related programs.
提供多少援助?
Monroe-Union County CDC Down Payment Assistance Program提供最高$7,500的援助。 金额是该项目公布的上限,并非报价——具体每人的援助金额由Monroe-Union County Community Development Corporation (MUCCDC)决定。
需要偿还吗?
Monroe-Union County CDC Down Payment Assistance Program为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Monroe-Union County CDC Down Payment Assistance Program面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋,但该项目有自己的定义。 须参加购房者教育课程,由MUCCDC pre-homeownership counseling; eHome America online homebuyer class (https://www.ehomeamerica.org/muccdc).提供。 居住要求:$7,500 tier applies to families living in Monroe and purchasing in Monroe. DPA assistance_type (deferred vs forgivable) and interest rate not explicitly stated on the source; marked deferred_loan as best inference, verify with the agency. Income limits and credit/DTI not published. MUCCDC's Housing Rehabilitation program is NOT accepting applications, but DPA is listed as available.
收入限制是多少?
Monroe-Union County CDC Down Payment Assistance Program的收入限制如下:Available to income-eligible first-time homebuyers (low-to-moderate income). The source page does not publish a specific by-household-size table; exact limits not confirmable. 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Monroe-Union County CDC Down Payment Assistance Program可用于Single Family。 新建房屋符合条件。
适用于哪些地区?
Monroe-Union County CDC Down Payment Assistance Program服务于在Monroe,North Carolina购房的购房者。
如何申请?
Monroe-Union County CDC Down Payment Assistance Program的申请通过Monroe-Union County Community Development Corporation (MUCCDC)办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Monroe购房者面向Monroe购房者的其他项目
- Union-Anson County Habitat for Humanity Homeownership Program (SHLP)最高$50,000
- NC 1st Home Advantage Down Payment最高$15,000
- Down Payment Assistance最高$2,500
两个项目能否结合使用,由各机构决定。申请前请先询问。
Monroe的全部70个项目项目条款由Monroe-Union County Community Development Corporation (MUCCDC)设定,并可能变化;申请前请在官方网站上确认。