Minot Resilient Homebuyer Program

Minot Resilient Homebuyer Program是面向Minot，North Dakota购房者的可免除贷款，由City of Minot Disaster Recovery (CDM Smith) / NDHFA管理。 Gap financing for low- and moderate-income homebuyers, primarily those impacted by the 2011 Minot flood or whose home is being acquired for flood control/mitigation, to purchase an existing or newly constructed home in qualified 'resilient' neighborhoods of Minot. Provided as a forgivable second mortgage up to $60,000, funded by HUD CDBG National Disaster Resilience. Up to $60,000 gap financing as a forgivable second mortgage; forgiven on the 15-year anniversary of occupancy. 资金来自HUD Community Development Block Grant - National Disaster Resilience (CDBG-NDR)。

Minot Resilient Homebuyer Program提供最高$60,000的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由City of Minot Disaster Recovery (CDM Smith) / NDHFA决定。

Minot Resilient Homebuyer Program在15年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Forgiven on the 15th anniversary of occupancy; assistance based on price of home, % of net sale/buyout proceeds from current residence, and qualified mortgage amount。 该援助以Second顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Minot Resilient Homebuyer Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由eHome America提供。 Disaster/flood-impact based eligibility. Income limits cited are 2020 base, adjusted annually - verify current figures with NDHFA.

Minot Resilient Homebuyer Program将家庭收入限制在$107,200。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Minot Resilient Homebuyer Program将房价上限设为$294,600。 符合条件的房屋类型包括single family和new construction。 新建房屋符合条件。

Minot Resilient Homebuyer Program服务于在Minot，North Dakota购房的购房者。 该项目优先考虑指定的目标区域，因此除了县以外，具体地址也很重要。

Minot Resilient Homebuyer Program的申请通过City of Minot Disaster Recovery (CDM Smith) / NDHFA办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。