Community Action Partnership of Mid-Nebraska Down Payment and Closing Cost Assistance

Community Action Partnership of Mid-Nebraska Down Payment and Closing Cost Assistance是面向Multiple (Kearney, Lexington, +)，Nebraska购房者的可免除贷款，由Community Action Partnership of Mid-Nebraska管理。 Community Action Partnership of Mid-Nebraska provides down payment and/or closing cost assistance to low-to-moderate income first-time homebuyers using HOME Program Reuse Funds and Nebraska Affordable Housing Trust Fund awards. The assistance is a 0% interest loan of up to $7,500 forgiven 20% per year over a five-year affordability period as long as the home remains the buyer's primary residence. Buyers must secure a single-family first mortgage from a local conventional lender, be income-verified, complete a REACH homebuyer education workshop, and not currently own other real property. Availability is delivered county-by-county as the agency receives funding. Up to $7,500 toward down payment and closing costs. 0% interest. Forgivable 20% per year over 5 years. No monthly payments. For low-to-moderate income first-time buyers. 资金来自HOME Program Reuse Funds; Nebraska Affordable Housing Trust Fund (Nebraska Dept. of Economic Development)。

Community Action Partnership of Mid-Nebraska Down Payment and Closing Cost Assistance提供最高$7,500的援助。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Community Action Partnership of Mid-Nebraska决定。

Community Action Partnership of Mid-Nebraska Down Payment and Closing Cost Assistance在5年后免除，因此住满这段时间的购房者无需偿还。 触发还款的情形：Prorated repayment of the unforgiven balance if the home ceases to be the buyer's primary residence during the 5-year affordability period (forgiven 20% per year). 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

Community Action Partnership of Mid-Nebraska Down Payment and Closing Cost Assistance面向首次购房者和将房屋作为主要住所自住的购房者。 “首次购房者”通常指过去三年内未拥有房屋，但该项目有自己的定义。 须参加购房者教育课程，由Community Action Partnership of Mid-Nebraska REACH homebuyer education (in-person, Kearney, ~$50) or approved online (~$99).提供。 公民身份或移民身份：All adult household members must be a U.S. citizen or a qualified alien under the Immigration and Nationality Act. Availability is county-specific and contingent on active funding for that county (Buffalo/Kearney and Dawson/Lexington documented; service area also includes Adams, Lincoln, Phelps, and other central/western NE counties). Purchase-price limits ($145k existing / $255k new) and the $56,250 four-person income figure are from a 2022 Dawson County release and may have been updated — verify current limits. A $500 processing fee may apply in some cycles — confirm with the agency. Min credit score, DTI, and lien position not published.

Community Action Partnership of Mid-Nebraska Down Payment and Closing Cost Assistance的收入限制如下：Household gross annual income may not exceed 80% of area median income for the county of assistance; varies by county and family size. Example (Dawson County, 2022 release): up to $56,250 for a household of four. Verify current limits with the agency. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

Community Action Partnership of Mid-Nebraska Down Payment and Closing Cost Assistance的房价上限如下：Per 2022 Dawson County release: $145,000 existing / $255,000 new construction; subject to update — verify current limits. 符合条件的房屋类型包括Single Family。 新建房屋符合条件。 预制房屋不符合条件。

Community Action Partnership of Mid-Nebraska Down Payment and Closing Cost Assistance服务于在Multiple (Kearney, Lexington, +)，Nebraska购房的购房者。

Community Action Partnership of Mid-Nebraska Down Payment and Closing Cost Assistance的申请通过Community Action Partnership of Mid-Nebraska办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。