FHLBank Topeka Homeownership Possibilities Expanded (HOPE)

FHLBank Topeka Homeownership Possibilities Expanded (HOPE)是面向Nebraska购房者的补助金，由Federal Home Loan Bank of Topeka (delivered through participating member institutions)管理。 Homeownership Possibilities Expanded (HOPE) provides grants of $2,500 or more for down payment, closing costs, and purchase-related repairs to homebuyers at or below 115% AMI buying a primary residence in Nebraska (also CO, KS, OK). Unlike HSP, HOPE is NOT limited to first-time homebuyers, serving moderate-income 'missing middle' buyers. A 5-year retention period is enforced via a recorded RERA. Open to first-time AND repeat homebuyers. Income up to 115% AMI. Covers down payment, closing costs, and purchase-related repairs. Minimum $2,500; maximum set by member allocation. 资金来自FHLBank Topeka voluntary contribution (above the required 10% AHP)。

FHLBank Topeka Homeownership Possibilities Expanded (HOPE)提供最高$2,500的援助。 该项目可与其他援助结合使用，但须遵守各项目的规定。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Federal Home Loan Bank of Topeka (delivered through participating member institutions)决定。

FHLBank Topeka Homeownership Possibilities Expanded (HOPE)属于补助金，因此无需偿还。 触发还款的情形：Sale, transfer, refinance, or cessation of owner-occupancy within the 5-year retention period triggers pro-rated repayment per the RERA. Current owners must sell their primary residence prior to purchase; converting to rental is not permitted. 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

FHLBank Topeka Homeownership Possibilities Expanded (HOPE)面向将房屋作为主要住所自住的购房者。 居住要求：Must purchase a primary residence in Colorado, Kansas, Nebraska, or Oklahoma. Apply through a participating FHLBank Topeka member institution that received a 2026 HOPE allocation; FHLBank does not work directly with homebuyers. Current homeowners must sell their existing primary residence.

FHLBank Topeka Homeownership Possibilities Expanded (HOPE)将家庭收入限制在地区收入中位数的115%，该数值因县和家庭人数而异。 Household income at or below 115% of Area Median Income (AMI). 2026 TurnKey income limits published at fhlbtopeka.com. 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

FHLBank Topeka Homeownership Possibilities Expanded (HOPE)可用于Single Family。 新建房屋符合条件。

FHLBank Topeka Homeownership Possibilities Expanded (HOPE)服务于在Nebraska任何地方购房的购房者。

FHLBank Topeka Homeownership Possibilities Expanded (HOPE)的申请通过Federal Home Loan Bank of Topeka (delivered through participating member institutions)办理，该机构在其网站上公布现行条款和申请步骤。 资金通过Allocation-based; eligible members receive a HOPE allocation by scoring criteria; reservations accepted through Sep 30 2026.预留。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。