本页面由机器翻译。英文版本为原文。
该项目要求
- 房屋作为主要住所自住
- Interest-free payment-deferred loan covering 5% down + closing costs. Forgiveness rate depends on property location; special incentives for target-neighborhood purchases. Max existing-home purchase price $247,000 (HUD, eff. 9/1/2024). Homes must be within Lincoln city limits. Distinct from City of Lincoln programs in catalog.
- 位于Lincoln市界内的房屋
不适用于
- Lincoln以外的房屋
这些是项目自己公布的规则,并非对任何个人的决定——实际谁符合条件由管理机构和贷款机构决定。
适用地区
Lincoln的房屋Lincoln的房屋,以及本项目接受的房屋
- 55.5% 独栋独栋住宅
- 8.3% 联排联排别墅
- 6.1% 2–4个单元2–4个单元
- 28.7% 5+个单元公寓和共管公寓楼(5+个单元)
- 1.5% 活动房屋及其他活动房屋及其他
勾选标记表示项目记录中列出的房屋类型。具体到您选择的房屋,由机构确认。
$264,000
Lincoln房屋价值中位数
47.4%
建于1980年之前
美国人口普查局(U.S. Census Bureau),ACS 2024 5年期。 进一步了解在Lincoln购房
如何申请
如何申请两个步骤,按此顺序
联系NeighborWorks Lincoln预留资金
资金向提供方预留,视资金情况而定。
与办理该项目的贷款机构合作
Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
关于本项目的问题
Down Payment Assistance (NeighborWorks Lincoln)是什么?
Down Payment Assistance (NeighborWorks Lincoln)是面向Lincoln,Nebraska购房者的延期第二贷款,由NeighborWorks Lincoln管理。 NeighborWorks Lincoln provides down payment assistance for purchasing a home within Lincoln's city limits. Assistance is an interest-free, payment-deferred loan covering a 5% down payment plus closing costs, with a limited rehab scope for structural repairs in the first three years. Amount and forgiveness rate vary by household income and property location, with enhanced incentives in target neighborhoods. Interest-free, payment-deferred loan. Covers 5% down payment plus closing costs. Limited rehab for structural repairs (first 3 years). Enhanced incentives in target neighborhoods.
需要偿还吗?
Down Payment Assistance (NeighborWorks Lincoln)为延期还款,在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形:Due upon sale of the property or when the participant no longer uses it as their primary residence。 该援助以second顺位留置权登记。 免除和还款条款由项目设定,并可能变化——申请前请在项目官方网页上确认。
谁符合条件?
Down Payment Assistance (NeighborWorks Lincoln)面向将房屋作为主要住所自住的购房者。 Interest-free payment-deferred loan covering 5% down + closing costs. Forgiveness rate depends on property location; special incentives for target-neighborhood purchases. Max existing-home purchase price $247,000 (HUD, eff. 9/1/2024). Homes must be within Lincoln city limits. Distinct from City of Lincoln programs in catalog.
收入限制是多少?
Down Payment Assistance (NeighborWorks Lincoln)的收入限制如下:Assistance amount based on household income and purchase price; max existing-home purchase price $247,000 (HUD, eff. 9/1/2024). 地区收入中位数由HUD公布并每年更新,因此在依据某个数字之前,请查看该县的最新表格。
可用于哪类房屋?
Down Payment Assistance (NeighborWorks Lincoln)可用于Existing single-family homes within Lincoln city limits。
适用于哪些地区?
Down Payment Assistance (NeighborWorks Lincoln)服务于在Lincoln,Nebraska购房的购房者。
如何申请?
Down Payment Assistance (NeighborWorks Lincoln)的申请通过NeighborWorks Lincoln办理,该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构,也不受理申请;本页介绍该项目,方便购房者向贷款机构或住房咨询师咨询。
同样面向Lincoln购房者面向Lincoln购房者的其他项目
- Down Payment Assistance延期
- First Time Homebuyer program延期
- NENEDD Direct Homebuyer Assistance Program最高$30,000
两个项目能否结合使用,由各机构决定。申请前请先询问。
Lincoln的全部79个项目项目条款由NeighborWorks Lincoln设定,并可能变化;申请前请在官方网站上确认。