NENEDD Direct Homebuyer Assistance Program

NENEDD Direct Homebuyer Assistance Program是面向Nebraska购房者的延期第二贷款，由Northeast Nebraska Economic Development District (NENEDD) / Northeast Economic Development, Inc.管理。 A 0% interest deferred second-mortgage loan that provides down payment and closing cost assistance to low-to-moderate income homebuyers purchasing a single-family home in NENEDD's 16-county Northeast Nebraska service area. Introduced in 2001 and funded through the Nebraska Affordable Housing Trust Fund. Repayment is due and payable upon transfer of title; a subordinated lien is recorded in second position behind the primary lender. Up to $30,000 or 20% of total project cost toward down payment and closing costs. 0% interest. No monthly payments (deferred until title transfer). Subordinate second-position lien. 资金来自Nebraska Affordable Housing Trust Fund (NED Inc. TF HP 15004)。

NENEDD Direct Homebuyer Assistance Program提供最高$30,000的援助。 购房者自付部分：Applicant must provide $1,000 of their own money toward closing fees and pre-paid escrow accounts (a $500 closing fee charged at closing may be applied toward this requirement)。 该项目可与Required primary single-family mortgage from a lender of the buyer's choice结合使用。 金额是该项目公布的上限，并非报价——具体每人的援助金额由Northeast Nebraska Economic Development District (NENEDD) / Northeast Economic Development, Inc.决定。

NENEDD Direct Homebuyer Assistance Program为延期还款，在房屋出售、再融资或第一抵押贷款还清之前无需付款。 触发还款的情形：Due and payable upon transfer of title。 该援助以Second (subordinate to primary lender)顺位留置权登记。 免除和还款条款由项目设定，并可能变化——申请前请在项目官方网页上确认。

NENEDD Direct Homebuyer Assistance Program面向将房屋作为主要住所自住的购房者。 须参加购房者教育课程，由NENEDD Homebuyer's Education Workshop提供。 Must secure a single-family mortgage loan from a lender of choice; letter of pre-qualification and good faith estimate required with application; must attend a Homebuyer's Education Workshop prior to loan closing; applicant must provide $1,000 of their own money toward closing costs/escrow ($500 closing fee charged at closing may count toward the $1,000); property may not be retained for rental and cannot be occupied by another renter; Board of Directors approval required.

NENEDD Direct Homebuyer Assistance Program的收入限制如下：Eligibility determined by family size and household gross income; income limits vary by county and follow HUD limits。 该限制适用于家庭总收入，而不仅是借款人的收入。 地区收入中位数由HUD公布并每年更新，因此在依据某个数字之前，请查看该县的最新表格。

NENEDD Direct Homebuyer Assistance Program将房价上限设为$308,000。 符合条件的房屋类型包括Single Family。 新建房屋符合条件。

NENEDD Direct Homebuyer Assistance Program服务于在Nebraska任何地方购房的购房者。

NENEDD Direct Homebuyer Assistance Program的申请通过Northeast Nebraska Economic Development District (NENEDD) / Northeast Economic Development, Inc.办理，该机构在其网站上公布现行条款和申请步骤。 Hey Prescott不是贷款机构，也不受理申请；本页介绍该项目，方便购房者向贷款机构或住房咨询师咨询。